4945 Elm St, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4945 Elm St, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2021)
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-001-04671515`

Property Details

APN / Parcel Number

Primary APN	`07-001-04671515`
Alternative APNs	`700104671515` `00104671515`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	00104671515
Street Address	4945 ELM ST
City	SHADY SIDE
State	MD
Zip	20764-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 60 62 BK 18 SC A AVALON SHORES
Legal Subdivision	AVALON SHORES
Legal Block	18
Legal Lot Number	60
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3016
Census Tract	707001

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4945 ELM ST, SHADY SIDE, MD 20764-9656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Feb 3, 1993 · Amount on Record
Deed Book / Page	37907 / 281
Record Updated	Oct 29, 2026

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 15, 2021
Property Address	4945 ELM ST, SHADY SIDE, MD 20764-9656
Document Number	0379070281
Book / Page	37907 / 281
Map Reference	MB 8 FO 36
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 SHORE DR, 2110, EDGEWATER, MD 21037-2933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LEA AVE STE 800, 800, NASHVILLE, TN 37210-3531

Mortgage

Document Number	37907287
Date	Nov 15, 2021
Instrument	37907/287

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,200 (+34.63%) Land $131,700 Building $131,500	$263,200 (+34.63%) Land $131,700 Building $131,500
2025	$2,911.00 (+36.41%)
2023	$2,134.00 Homeowner's exemption	$195,500 Land $131,700 Building $63,800	$195,500 Land $131,700 Building $63,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20