4945 E Pike Lake Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4945 E Pike Lake Rd, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,715 sqft · built 1960
Lot Size1.11 acres (48,515 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Dec 2019)
Tax Bill$5,544 (2026)
Deeds & MortgagesJan 2022 Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN280-0020-00132

Property Details

APN / Parcel Number

Primary APN280-0020-00132
Alternative APN
  • 1083431

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,715 sqft Gross Area
1st Floor Area1,715 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area48,515 sqft (1.11 acres)
Garage Area1,080 sqft

Exterior Amenities

PorchPorch
Porch Area96 sqft
Deck Area88 sqft
Boat House288 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1083431
Street Address4945 E PIKE LAKE RD
CityDULUTH
StateMN
Zip55811-9753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSMU
Legal DescriptionNLY 100 FT OF SLY 200 FT OF LOT 11 SERIAL #
Legal SubdivisionAUDITORS OF LT 4 SEC 30 51 15
Legal Lot Number11
JurisdictionST LOUIS MN
Township / Civil DivisionCANOSIA
Census Block Group3
Census Block3013
Census Tract10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4945 E PIKE LAKE RD, DULUTH, MN 55811-9753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 27, 2019Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BK/COMMERCE
Oct 30, 2018Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Deed Document Number20191370358
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4945 E PIKE LAKE RD, DULUTH, MN 55811-9753
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001434622
DateJan 5, 2022
Instrument1434622
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2037

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 27, 2019
Property Address4945 E PIKE LAKE RD, DULUTH, MN 55811-9753
Document Number00A1370358
Instrument DateDec 13, 2019
InstrumentA1370358
Transaction TypeTransfer
Record UpdatedJan 16, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,402.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4945 E PIKE LAKE RD DULUTH MN 558119753, DULUTH, MN 55811-9753

Mortgage

Document NumberA1370359
DateDec 27, 2019
InstrumentA1370359
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4945 E PIKE LAKE RD, DULUTH, MN 55811-9753
Document Number00A1345387
Instrument DateOct 30, 2018
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 E PIKE LAKE RD DULUTH MN 558119753, DULUTH, MN 55811-9753

Mortgage

Document Number00A1345387
DateNov 27, 2018
InstrumentA1345387
Lender
NameUS BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 26, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCanosia Township
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,544.00 (+6.17%) Homeowner's exemption
2025$5,222.00 (+8.39%) Homeowner's exemption$544,400 (+3.05%) Land $242,100 Building $302,300$544,400 (+3.05%) Land $242,100 Building $302,300
2024$4,818.00$528,300 (+13.22%) Land $240,300 Building $288,000$528,300 (+13.22%) Land $240,300 Building $288,000
2022$466,600 Land $216,900 Building $249,700$466,600 Land $216,900 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20

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