4945 E Broken Bow Dr, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4945 E Broken Bow Dr, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,432 sqft · built 1974
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Nov 2015)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-36-119`

Property Details

APN / Parcel Number

Primary APN	`113-36-119`
Alternative APN	`R0045144`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Enclosed Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0045144
Street Address	4945 E BROKEN BOW DR
City	FLAGSTAFF
State	AZ
Zip	86004-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SMOKE RISE VALLEY UNIT 02 LOT: 117 SIXTEENTH: SE QUARTER: NW SECTION: 05 TOWNSHIP: 21N RANGE: 08E
Legal Subdivision	SMOKE RISE VALLEY UNIT 02
Legal Lot Number	117
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1018
Census Tract	500

Owner

Source: Coconino County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4945 E BROKEN BOW DR, FLAGSTAFF, AZ 86004-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAYGO HOME LOANS LLC
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 21, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2015 · Amount on Record
Deed Sale	Nov 23, 2015 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	20153738273
Prior Transfer Date	Nov 11, 1998
Prior Transfer Doc	0021730778
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4945 E BROKEN BOW DR, FLAGSTAFF, AZ 86004-2705
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 E BROKEN BOW DR, FLAGSTAFF, AZ 86004-2705

Mortgage

Document Number	0004033233
Date	Feb 9, 2026
Instrument	4033233

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	SOFR Average 30-Day
Max Rate	10%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4945 E BROKEN BOW DR, FLAGSTAFF, AZ 86004-2705
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 E BROKEN BOW DR, FLAGSTAFF, AZ 86004-2705

Mortgage

Document Number	0003921414
Date	Jul 8, 2021
Instrument	3921414

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4945 E BROKEN BOW DR, FLAGSTAFF, AZ 86004-2705
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003909075
Date	Mar 22, 2021
Instrument	3909075

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	May 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4945 E BROKEN BOW DR, FLAGSTAFF, AZ 86004-2705
Document Number	0003791773
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4945 E BROKEN BOW DR FLAGSTAFF AZ 860042705, FLAGSTAFF, AZ 86004-2705

Mortgage

Document Number	0003791773
Date	Aug 1, 2017
Instrument	3791773

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,596 (-1.1%) Land $11,302 Building $31,294
2025	$1,759.00 (+3.11%)	$43,068 (-1.74%)	$430,677 (-1.74%) Land $113,017 Building $317,660
2024	$1,706.00 (+4.66%)	$43,832 Land $11,302 Building $32,530
2023	$1,630.00 Homeowner's exemption		$438,312 Land $113,017 Building $325,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

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