4945 E 86th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4945 E 86th St, Garfield Heights, OH 44125

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,272 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$39,500 (Sep 2016)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`541-20-126`

Property Details

APN / Parcel Number

Primary APN	`541-20-126`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	3,770 sqft
1st Floor Area	1,152 sqft
2nd Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4945 E 86TH ST
City	CLEVELAND
State	OH
Zip	44125-2022
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	U-2
Legal Description	480 GARFPKY 0676 ALL
Legal Subdivision	GARFPKY
Legal Lot Number	676
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	3
Census Block	3015
Census Tract	154400

Owner

4945 E 86th St, a residential property, is owned by a company that bought it in September 2016.

Source: Cuyahoga County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	2677 IPULEI PL, HONOLULU, HI 96816-3508
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit RCN CAP
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIGER & BULLDOG FUND LLC
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEPHENE SCHULMAN
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage RONALD KLEIN
Jan 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2016 · Amount on File
Deed Sale	Sep 6, 2016 · Amount on File
Prior Sale	Nov 13, 2013 · Amount on File
Deed Document Number	2016259
Prior Transfer Date	Jul 13, 2015
Prior Transfer Doc	0000000449
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4945 E 86TH ST, GARFIELD HEIGHTS, OH 44125-2022
Document Number	0007070540
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2677 IPULEI PL HONOLULU HI 968163508, HONOLULU, HI 96816-3508

Mortgage

Document Number	0007070540
Date	Jul 7, 2020
Instrument	7070540

Lender

Name	RCN CAP
Type	Funding / Finance Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4945 E 86TH ST, GARFIELD HEIGHTS, OH 44125-2022
Document Number	0012270327
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17017 MILES AVE CLEVELAND OH 441283422, CLEVELAND, OH 44128-3422

Mortgage

Document Number	0012270327
Date	Dec 27, 2019
Instrument	12270327

Lender

Name	TIGER & BULLDOG FUND LLC
Address	1169 VILLA AVE, BELMONT, CA 94002-1722

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 26, 2024

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4945 E 86TH ST, GARFIELD HEIGHTS, OH 44125-2022
Document Number	0012270329
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17017 MILES AVE CLEVELAND OH 441283422, CLEVELAND, OH 44128-3422

Mortgage

Document Number	0012270329
Date	Dec 27, 2019
Instrument	12270329

Lender

Name	STEPHENE SCHULMAN
Address	1846 LINDAMOOR DR, ANNAPOLIS, MD 21401-1040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 26, 2024

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4945 E 86TH ST, GARFIELD HEIGHTS, OH 44125-2022
Document Number	0012270328
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17017 MILES AVE CLEVELAND OH 441283422, CLEVELAND, OH 44128-3422

Mortgage

Document Number	0012270328
Date	Dec 27, 2019
Instrument	12270328

Lender

Name	RONALD KLEIN
Address	280 S RONALD REAGAN BLVD # 200, LONGWOOD, FL 32750-5463

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 26, 2024

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 9, 2017
Property Address	4945 E 86TH ST, GARFIELD HEIGHTS, OH 44125-2022
Document Number	0001090838
Instrument Date	Dec 16, 2016
Instrument	1090838
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17017 MILES RD CLEVELAND OH 44128, CLEVELAND, OH 44128

Tax Assessment & Valuation

The 2025 property tax bill for 4945 E 86th St was $4,462, down 6.2% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,462.00 (-6.16%)	$49,070 (-) Land $8,680 Building $40,390	$140,200 (-) Land $24,800 Building $115,400
2024	$4,755.00 (+22.52%)	$49,070 (+48.47%) Land $8,680 Building $40,390	$140,200 Land $24,800 Building $115,400
2023	$3,881.00 (+1.36%)	$33,050 (-) Land $5,920 Building $27,130
2022	$3,829.00	$33,050 Land $5,920 Building $27,130
2021			$94,400 Land $16,900 Building $77,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4945 E 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4945 E 86th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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