Sanilac County property record for 4945 Cumber Rd, Ubly, MI 48475
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 33.8 acres (1,472,978 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jul 2021) |
| Tax Bill | $4,770 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-023-300-020-07 |
| Primary APN | 130-023-300-020-07 |
|---|
| Lot Area | 1,472,978 sqft (33.8 acres) |
|---|
| Street Address | 4945 CUMBER RD |
|---|---|
| City | UBLY |
| State | MI |
| Zip | 48475-8763 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | T14N R12E SEC 23 COM AT SW COR OF SEC, TH N 1327.78 FT, E 1101.97 FT, S 1326.64 FT, W 1102.00 FT TO POB 33.57 A |
| Jurisdiction | SANILAC MI |
| Township / Civil Division | GREENLEAF |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 970200 |
Source: Sanilac County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4945 CUMBER RD, UBLY, MI 48475-8763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANILAC MI |
| Property Address | 4945 CUMBER RD, UBLY, MI 48475-8763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3810 MCAPLIN RD, CASS CITY, MI 48726-9521 |
| Document Number | 001645/695 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 1645/695 |
| Name | THUMB BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PIGEON, MI 48755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sanilac County assessment roll, as of July 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Sanilac County |
| County Subdivision | Greenleaf Township |
| Unified School District | Cass City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,100 (+40.59%) | $624,200 (+40.59%) | |
| 2024 | $4,770.00 (+4.77%) | ||
| 2023 | $222,000 | $444,000 | |
| 2022 | $4,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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