4945 Co Rd 34, Centre, AL 35960 Property Records

Cherokee County property record for 4945 Co Rd 34, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1,040 sqft · built 1965
Lot Size0.72 acres (31,363 sqft)
Owner2 Individual Names on File
Tax Bill$435 (2026)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-13-07-36-0-000-021.000

Property Details

APN / Parcel Number

Primary APN13-13-07-36-0-000-021.000
Alternative APNs
  • ALT APN:1307360000021000
  • 25842

Interior

Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area31,363 sqft (0.72 acres)
PorchSlab
Porch Area96 sqft

Location & Zoning

Account Number25842
Street Address4945 COUNTY ROAD 34
CityCENTRE
StateAL
Zip35960-4730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW R/W INT CO RD 40 & 34, NE 540' ALG NW R/W TO POB, NE162' ALG R/W, W 200', SW 162', E 200' TO NW R/W CO RD 34
Legal Range10E
Legal Township10S
Legal Section36
JurisdictionCHEROKEE AL
Township / Civil DivisionSPRING GARDEN
Census Block Group3
Census Block3014
Census Tract956102

Owner

4945 Co Rd 34 is owned by two individuals who acquired it in February 2012.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 388, CAVE SPRING, GA 30124-0388
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 27, 2012
Transfer Doc0000173099
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address4945 COUNTY ROAD 34, CENTRE, AL 35960-4730
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000208501
DateAug 6, 2019
Instrument208501
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJul 12, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4945 Co Rd 34 was $435, up 6.9% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435.00 (+6.88%)
2025$407.00 (+5.44%)$1,700 (+7.59%) Land $1,300 Building $400$48,500 (+5.43%) Land $6,500 Building $42,000
2024$386.00$1,580 (-82.83%) Land $1,180 Building $400$46,000 (-) Land $5,900 Building $40,100
2023$386.00$9,200 (+482.28%)$46,000 (-) Land $5,900 Building $40,100
2022$386.00$1,580 Land $1,180 Building $400$46,000 Land $5,900 Building $40,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4945 Co Rd 34 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2019–2020)
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4945 Co Rd 34 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 84% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 34

Nearby Streets

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