Cherokee County property record for 4945 Co Rd 34, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1965 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $435 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-07-36-0-000-021.000 |
| Primary APN | 13-13-07-36-0-000-021.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,363 sqft (0.72 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Account Number | 25842 |
|---|---|
| Street Address | 4945 COUNTY ROAD 34 |
| City | CENTRE |
| State | AL |
| Zip | 35960-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW R/W INT CO RD 40 & 34, NE 540' ALG NW R/W TO POB, NE162' ALG R/W, W 200', SW 162', E 200' TO NW R/W CO RD 34 |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 36 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 956102 |
4945 Co Rd 34 is owned by two individuals who acquired it in February 2012.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 388, CAVE SPRING, GA 30124-0388 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2012 |
| Transfer Doc | 0000173099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4945 COUNTY ROAD 34, CENTRE, AL 35960-4730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000208501 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 208501 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 12, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4945 Co Rd 34 was $435, up 6.9% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435.00 (+6.88%) | ||
| 2025 | $407.00 (+5.44%) | $1,700 (+7.59%) Land $1,300 Building $400 | $48,500 (+5.43%) Land $6,500 Building $42,000 |
| 2024 | $386.00 | $1,580 (-82.83%) Land $1,180 Building $400 | $46,000 (-) Land $5,900 Building $40,100 |
| 2023 | $386.00 | $9,200 (+482.28%) | $46,000 (-) Land $5,900 Building $40,100 |
| 2022 | $386.00 | $1,580 Land $1,180 Building $400 | $46,000 Land $5,900 Building $40,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4945 Co Rd 34 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4945 Co Rd 34 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures