4945 Cattail St, Middleburg, FL 32068 Property Records

Clay County property record for 4945 Cattail St, Middleburg, FL 32068 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,620 sqft · built 2001
Lot Size1.13 acres (49,484 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Oct 2004)
Tax Bill$523 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-05-24-005954-843-00

Property Details

APN / Parcel Number

Primary APN16-05-24-005954-843-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area49,484 sqft (1.13 acres)
Lot Dimensions300 ft deep x 165 ft wide
Garage Area400 sqft
PorchWood Porch
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address4945 CATTAIL ST
CityMIDDLEBURG
StateFL
Zip32068-5472
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 4 BLK 89 JACKSONVILLE SOUTH UNIT 2 AS REC OR 2443 PG 551 & 4443 PG 1499
Legal Range24E
Legal Township05S
Legal Section16
Legal SubdivisionJACKSONVILLE SOUTH UNIT 2
Legal Block89
Legal Lot Number4
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3013
Census Tract30106

Owner

Source: Clay County records · APN 16-05-24-005954-843-00

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4945 CATTAIL ST, MIDDLEBURG, FL 32068-5472
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Apr 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2004 · Amount on Record
Deed SaleOct 20, 2004 · Amount on Record
Prior SaleJun 23, 2003 · Amount on Record
Deed Document Number200481046
Deed Book / Page2443 / 551
Last Transfer DateFeb 08, 2021
Transfer Doc0044431499
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4945 CATTAIL ST, MIDDLEBURG, FL 32068-5472
Transaction TypeMortgage
Record UpdatedOct 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 CATTAIL ST, MIDDLEBURG, FL 32068-5472

Mortgage

Document Number0046481507
DateSep 14, 2022
Book Page4648/1507
Instrument2022055675
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueOct 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateApr 15, 2021
Property Address4945 CATTAIL ST, MIDDLEBURG, FL 32068-5472
Document Number0044431499
Book / Page4443 / 1499
Map ReferenceMB 11 PG 1-13
Instrument DateFeb 08, 2021
Instrument2021023214
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyVYSTAR TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 CATTAIL ST, MIDDLEBURG, FL 32068-5472

Mortgage

Document Number0044431502
DateApr 15, 2021
Instrument4443/1502
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$523.00 (+6.95%) Homeowner's exemption Veteran's exemption$79,439 (+5.99%)$186,818 (+13.43%) Land $34,000 Building $152,818
2024$489.00 (-37.87%)
2023$787.00 (+19.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$74,953 (+3%)$164,694 (+28.53%) Land $30,000 Building $134,694
2022$660.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$72,770$128,141 Land $25,000 Building $103,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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