Riverside County property record for 4945 Bermuda Dunes Ave, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,315 sqft · built 1989 |
| Owner | 2 Company Names on File |
| Last Sale | $177,000 (Aug 2013) |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 440-150-006 |
| Primary APN | 440-150-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 1,315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Tile |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4945 BERMUDA DUNES AVE |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-5136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP |
| Legal Description | LOT 6 MB 196/089 TR 23274 |
| Legal Subdivision | TRACT NO 23274 |
| Legal Tract | 23274 |
| Legal Lot Number | 6 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 43812 |
Source: Riverside County records · APN 440-150-006
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4945 BERMUDA DUNES AVE, BANNING, CA 92220-5136 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Nov 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2013 · Amount on Record |
| Deed Sale | Aug 23, 2013 · Amount on Record |
| Prior Sale | Sep 05, 2012 · Amount on Record |
| Deed Document Number | 2013415290 |
| Last Transfer Date | Sep 21, 2020 |
| Transfer Doc | 0000580667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 06, 2026 |
| Property Address | 4945 BERMUDA DUNES AVE, BANNING, CA 92220-5136 |
| Document Number | 0000246539 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026246539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 4945 BERMUDA DUNES AVE, BANNING, CA 92220-5136 |
| Investor | Possibly a Property Investor |
| Document Number | 0000246539, |
|---|---|
| Date | Aug 06, 2026 |
| Instrument | 2026246539 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 19, 2020 |
| Property Address | 4945 BERMUDA DUNES AVE, BANNING, CA 92220-5136 |
| Document Number | 0000580667 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 580667 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4945 BERMUDA DUNES AVE BANNING CA 922205136, BANNING, CA 92220-5136 |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,303 (+2%) Land $62,511 Building $158,792 | ||
| 2025 | $2,948.00 (+2.29%) Homeowner's exemption | $216,965 (+4.04%) Land $61,286 Building $155,679 | |
| 2023 | $2,882.00 (+2.2%) Homeowner's exemption | $208,542 Land $58,907 Building $149,635 | |
| 2022 | $2,820.00 | ||
| 2021 | $294,660 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BANNING serves 31,680 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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