4945 Baker Rd, Madison, OH 44057 Property Records

Lake County property record for 4945 Baker Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1978
Lot Size	4.71 acres (205,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,900 (Feb 2014)
Tax Bill	$6,590 (2023)
Deeds & Mortgages	May 2026 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-A-045-0-00-009-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-045-0-00-009-0`
Alternative APN	`54`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	1,957 sqft
1st Floor Area	804 sqft
Basement Area	684 sqft
Finished Basement	420 sqft
Unfinished Basement	264 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	205,168 sqft (4.71 acres)
Garage Type	Basement
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	143 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4945 BAKER RD
City	MADISON
State	OH
Zip	44057-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 21
Legal Subdivision	LINDSEY 12
Legal Block	1
Legal Lot Number	21
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	1
Census Block	1005
Census Tract	205200

Owner

Source: Lake County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4945 BAKER RD, MADISON, OH 44057-9532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit MATHER FEDERAL CREDIT UNION
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit LAKE COUNTY EDUCATIONAL FCU
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit LAKE COUNTY EDUCATIONAL FCU
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2014 · Amount on Record
Deed Sale	Feb 20, 2014 · Amount on Record
Prior Sale	Jan 25, 2008 · Amount on Record
Deed Document Number	20144466
Prior Transfer Date	Apr 26, 2001
Prior Transfer Doc	0000016208
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	May 14, 2026
Property Address	4945 BAKER RD, MADISON, OH 44057-9532
Document Number	0000010222
Instrument Date	May 14, 2026
Instrument	202610222
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	4945 BAKER RD, MADISON, OH 44057-9532

Mortgage

Document Number	0000010222,
Date	May 14, 2026
Instrument	202610222

Lender

Name	MATHER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4945 BAKER RD, MADISON, OH 44057-9532
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4945 BAKER RD, MADISON, OH 44057-9532

Mortgage

Document Number	0000014731
Date	Jul 31, 2023
Instrument	2023R014731

Lender

Name	LAKE COUNTY EDUCATIONAL FCU
Type	Credit Union
Address	PAINESVILLE, OH 44077

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4945 BAKER RD, MADISON, OH 44057-9532
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002331
Date	Feb 4, 2019
Instrument	2019R002331

Lender

Name	LAKE COUNTY EDUCATIONAL FCU
Type	Credit Union
Address	PAINESVILLE, OH 44077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	185 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4945 BAKER RD, MADISON, OH 44057-9532
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027764
Date	Aug 10, 2021
Instrument	2021R027764

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company
Address	FARMINGTON, MI 48331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,590 (+36.4%) Land $17,910 Building $73,680	$261,670 (+36.39%) Land $51,160 Building $210,510
2023	$6,590.00 (+85.95%) Homeowner's exemption	$67,150 (-) Land $12,680 Building $54,470
2022	$3,544.00 Homeowner's exemption	$67,150 Land $12,680 Building $54,470
2021			$191,850 Land $36,220 Building $155,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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