4944 River Gem Ave, Windermere, FL 34786 Property Records

Orange County property record for 4944 River Gem Ave, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,843 sqft Living Area
Lot Size	6,855 sqft (0.157 acres)
Garage	Attached, 569 sqft
Last Sale	$20,000 (2012)
Tax Bill	$7,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8389-00-720`
Alternative APNs	`272310838900720` `137208` `138064` `139578`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,843 sqft Living Area
Gross Area	2,632 sqft Gross Area
1st Floor	1,843 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,855 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	569 sqft Garage
Porch Area	220 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	4944 RIVER GEM AVE
City	WINDERMERE
State	FL
Zip	34786-3118
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUMMERPORT PHASE 1 53/1 LOT 72
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 1
Legal Phase	1
Legal Tract	8389
Legal Lot Number	72
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	2
Census Block	2019
Census Tract	17114

Owner

Source: Orange County records · APN 10-23-27-8389-00-720

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 562, WINDERMERE, FL 34786-0562
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2012 · Amount on Record
Deed Sale	Nov 09, 2012 · Amount on Record
Prior Sale	Sep 22, 2004 · Amount on Record
Deed Doc Number	2012601610
Deed Book / Page	10472 / 2376
Record Refreshed	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4944 RIVER GEM AVE, WINDERMERE, FL 34786-3118
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 KAZAROS CIR, OCOEE, FL 34761-3171

Mortgage

Document Number	0000349527
Date	Jun 06, 2022
Instrument	20220349527

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,350 (-1.17%) Land $125,000 Building $322,350	$447,350 (-1.17%) Land $125,000 Building $322,350
2025	$7,986.00 (+6.41%)	$452,640 (+17.05%) Land $125,000 Building $327,640	$452,640 (+17.05%) Land $125,000 Building $327,640
2024	$7,505.00 (+15.04%)
2023	$6,524.00 (+26.02%)	$386,711 (+17.24%) Land $125,000 Building $261,711	$386,711 (+17.24%) Land $125,000 Building $261,711
2022	$5,177.00	$329,843 Land $110,000 Building $219,843	$329,843 Land $110,000 Building $219,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.