49436 River Run Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 49436 River Run Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,209 sqft · built 2003
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,254 (2026)
Deeds & Mortgages	Mar 2024 Transfer Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`657603340590`

Property Details

APN / Parcel Number

Primary APN	`657603340590`
Alternative APNs	`1547589` `13519` `20851`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,209 sqft Finished Area
Basement Area	1,578 sqft
Unfinished Basement	1,578 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	261 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	832 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1547589
Street Address	49436 RIVER RUN RD
City	ALBEMARLE
State	NC
Zip	28001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8A
Legal Description	HSE 49436 RIVER RUN RD LOT 13 657600020
Legal Subdivision	RIVER RUN
Legal Lot Number	13
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	3
Census Block	3031
Census Tract	931002

Owner

49436 River Run Rd is owned by two individuals who acquired it in May 2024.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1165, MOUNT PLEASANT, NC 28124-1165
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 24, 2024
Transfer Doc	0000468368
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Mar 4, 2024
Property Address	49436 RIVER RUN RD, ALBEMARLE, NC 28001
Document Number	0000465815
Book / Page	1846 / 149
Map Reference	MB 14 PG 40
Instrument Date	Feb 23, 2024
Instrument	465815
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1165, MOUNT PLEASANT, NC 28124-1165

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 1165, MOUNT PLEASANT, NC 28124-1165

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	49436 RIVER RUN RD, ALBEMARLE, NC 28001
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9755 FOIL RD, MOUNT PLEASANT, NC 28124-9201

Mortgage

Document Number	0000461261
Date	Sep 5, 2023
Book Page	1831/549
Instrument	461261

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 49436 River Run Rd was $4,254.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,254.00	$697,391 (-) Land $186,700 Building $510,691	$697,391 (-) Land $186,700 Building $510,691
2025	$4,254.00	$697,391 Land $186,700 Building $510,691	$697,391 Land $186,700 Building $510,691
2023	$3,640.00	$512,807 Land $148,073 Building $364,734	$512,807 Land $148,073 Building $364,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49436 River Run Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49436 River Run Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-PINEY POINT DIST serves 1,013 people · EPA ID NC0184144
Water Source	Purchased surface water from TOWN OF NORWOOD
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025 Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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