4943 Cerromar Dr, Naples, FL 34112 Property Records

Collier County property record for 4943 Cerromar Dr, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$995,000 (Apr 2024)
Tax Bill	$8,007 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`506910 1095B15`

Property Details

APN / Parcel Number

Primary APN	`506910 1095B15`
Alternative APN	`62030006287`

Interior

Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Deck Area	784 sqft

Location & Zoning

Street Address	4943 CERROMAR DR
City	NAPLES
State	FL
Zip	34112-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NAPLES LAKES COUNTRY CLUB UNIT TWO LOT 109
Legal Range	26
Legal Township	50
Legal Section	15
Legal Subdivision	NAPLES LAKES COUNTRY CLUB U2 =
Legal Tract	506910
Legal Block	3
Legal Lot Number	109
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3022
Census Tract	10518

Owner

4943 Cerromar Dr is owned by a company that bought it in April 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Company Names on Record
Mailing Address	4943 CERROMAR DR, NAPLES, FL 34112-7920
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Oct 6, 2003 · Amount on Record
Deed Document Number	20246525815
Deed Book / Page	6343 / 3878
Prior Transfer Date	Jun 21, 2005
Prior Transfer Doc	0038410197
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 1, 2024
Property Address	4943 CERROMAR DR, NAPLES, FL 34112-7920
Document Number	0063433878
Book / Page	6343 / 3878
Map Reference	MB 35 PG 21-25
Instrument Date	Mar 26, 2024
Instrument	6525815
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	NOT AVAILABLE, ROSS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5063 FLAGSTONE WAY, MILFORD, OH 45150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4943 CERROMAR DR, NAPLES, FL 34112-7920

Mortgage

Document Number	0063433880
Date	Apr 1, 2024
Instrument	6343/3880

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4943 Cerromar Dr was $8,007, up 80.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,903 (-4.8%) Land $330,116 Building $371,787	$701,903 (-4.8%) Land $330,116 Building $371,787
2025	$8,007.00 (+80.22%)	$737,281 Land $371,250 Building $366,031	$737,281 Land $371,250 Building $366,031
2024	$4,443.00 (+1.05%)
2023	$4,397.00 (-2.22%) Homeowner's exemption	$441,873 (+3%)	$879,156 (+28.21%) Land $423,225 Building $455,931
2022	$4,497.00 Homeowner's exemption	$429,003	$685,729 Land $218,295 Building $467,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4943 Cerromar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 205 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 units insured incl. 22 condo units
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4943 Cerromar Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20