49427 Rock Rose Dr, Indio, CA 92201 Property Records

Riverside County property record for 49427 Rock Rose Dr, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 4,481 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$12,489 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`616-480-019`

Property Details

APN / Parcel Number

Primary APN	`616-480-019`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	4,481 sqft Living Area
Gross Area	6,217 sqft
1st Floor Area	4,481 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	974 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	49427 ROCK ROSE DR
City	INDIO
State	CA
Zip	92201-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.50 ACRES IN LOT 19 MB 391/096 TR 32339-1
Legal Subdivision	TRACT NO 32339 1
Legal Tract	32339-1
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2006
Census Tract	45224

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49427 ROCK ROSE DR, INDIO, CA 92201-8865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage INLAND BANK & TRUST
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2010
Deed Sale	Mar 9, 2010
Deed Document Number	2010106927
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000000444
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 3, 2023
Property Address	49427 ROCK ROSE DR, INDIO, CA 92201-8865
Document Number	0000000444
Map Reference	MB 391 PG 96-103
Instrument Date	Oct 31, 2022
Instrument	2023-0000444
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE CO OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49427 ROCK ROSE DR, INDIO, CA 92201-8865

Mortgage

Document Number	0000000445
Date	Jan 3, 2023
Instrument	2023-0000445

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 27, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	49427 ROCK ROSE DR, INDIO, CA 92201-8865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 SPALDING AVE, ELBURN, IL 60119-7856

Mortgage

Document Number	0000011001
Date	Jan 8, 2021
Instrument	2021-0011001

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$908,332 (+2%) Land $197,488 Building $710,844
2025	$12,489.00 (+3.13%)	$890,522 (+4.04%) Land $193,616 Building $696,906
2023	$12,110.00 (+4.7%)	$855,945 Land $186,099 Building $669,846
2022	$11,566.00
2021			$1,228,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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