Anne Arundel County property record for 4942 Terrel Dr, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,004 sqft · built 1999 |
| Lot Size | 0.821 acres (35,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,125 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001-90092895 |
| Primary APN | 07-001-90092895 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,004 sqft Living Area |
| Gross Area | 3,676 sqft |
| 1st Floor Area | 1,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 35,761 sqft (0.821 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 494 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 00190092895 |
|---|---|
| Street Address | 4942 TERREL DR |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BK 61 SC D AVALON SHORES |
| Legal Subdivision | AVALON SHORES |
| Legal Block | 61 |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 707001 |
4942 Terrel Dr is owned and occupied by two individuals who acquired it in May 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4942 TERREL DR, SHADY SIDE, MD 20764-9634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 3, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 28, 2021 |
| Transfer Doc | 3690000185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4942 TERREL DR, SHADY SIDE, MD 20764-9634 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4942 TERREL DR, SHADY SIDE, MD 20764-9634 |
| Document Number | 0403880090 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 40388/90 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 3, 2021 |
| Property Address | 4942 TERREL DR, SHADY SIDE, MD 20764-9634 |
| Document Number | 0369070185 |
| Book / Page | 36907 / 185 |
| Map Reference | MB 10 FO 48 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4942 TERREL DR, SHADY SIDE, MD 20764-9634 |
The 2025 property tax bill for 4942 Terrel Dr was $8,125 with a homeowner's exemption, up 2.1% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866,600 (+5.67%) Land $374,600 Building $492,000 | $866,600 (-) Land $374,600 Building $492,000 | |
| 2025 | $8,125.00 (+2.07%) Homeowner's exemption | $820,100 | $866,600 Land $374,600 Building $492,000 |
| 2024 | $7,960.00 (+9.69%) | ||
| 2023 | $7,257.00 Homeowner's exemption | $727,100 Land $374,600 Building $352,500 | $727,100 Land $374,600 Building $352,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4942 Terrel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 policies |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 242 (1979–2024) |
| Claims Outside the SFHA | 12 of 242 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4942 Terrel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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