4940 Toronto Ave, Fontana, CA 92336 Property Records

San Bernardino County property record for 4940 Toronto Ave, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 1998
Lot Size	0.265 acres (11,548 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Nov 2018)
Tax Bill	$8,762 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1107-081-16-0000`

Property Details

APN / Parcel Number

Primary APN	`1107-081-16-0000`
Alternative APN	`0226621160000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,780 sqft Living Area
Gross Area	3,415 sqft
1st Floor Area	1,493 sqft
2nd Floor Area	1,287 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	11,548 sqft (0.265 acres)
Garage Type	Attached
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4940 TORONTO AVE
City	FONTANA
State	CA
Zip	92336-0660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	TRACT 14573 LOT 16 BOOK 265 PAGE 90 TRACT 14573 LOT 16
Legal Subdivision	TRACT NO 14573
Legal Tract	14573
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	2039

Owner

4940 Toronto Ave is owned and occupied by two individuals who bought it in November 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4940 TORONTO AVE, FONTANA, CA 92336-0660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 14, 2018	Grant Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Jun 12, 2012 · Amount on File
Deed Document Number	2018424636
Prior Transfer Date	Jan 19, 2012
Prior Transfer Doc	0000028744
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4940 TORONTO AVE, FONTANA, CA 92336-0660
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 TORONTO AVE, FONTANA, CA 92336-0660

Mortgage

Document Number	0000157274
Date	Apr 27, 2022
Instrument	2022-0157274

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4940 TORONTO AVE, FONTANA, CA 92336-0660
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 TORONTO AVE, FONTANA, CA 92336-0660

Mortgage

Document Number	0000094748
Date	Mar 1, 2021
Instrument	2021-0094748

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4940 TORONTO AVE, FONTANA, CA 92336-0660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310945
Date	Jul 31, 2017
Instrument	2017-0310945

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 14, 2018
Property Address	4940 TORONTO AVE, FONTANA, CA 92336-0660
Document Number	0000424636
Map Reference	MB 265 PG 90-97
Instrument Date	Oct 4, 2018
Instrument	2018-0424636
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4940 TORONTO AVE, FONTANA, CA 92336-0660

Mortgage

Document Number	0000424637
Date	Nov 14, 2018
Instrument	2018-0424637

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000424638
Date	Nov 14, 2018
Instrument	2018-0424638

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4940 Toronto Ave was $8,762.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,630 (+2%) Land $166,407 Building $499,223
2025	$8,762.00	$652,578 Land $163,144 Building $489,434
2023	$7,645.00 (+1.16%)	$627,237 Land $156,809 Building $470,428
2022	$7,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4940 Toronto Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4940 Toronto Ave is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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