4940 Saint Lynn Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 4940 Saint Lynn Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,053 sqft · built 1954
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (May 2026)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0113-007-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0113-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,300 sqft (0.282 acres)
Garage Area	222 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4940 SAINT LYNN LN
City	CARMICHAEL
State	CA
Zip	95608-5447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FRONTIER ESTATES, LOT 46
Legal Subdivision	FRONTIER ESTATES
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	5801

Owner

4940 Saint Lynn Ln is owned and occupied by an individual who bought it in May 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Jun 6, 2008 · Amount on File
Deed Book / Page	20260518 / 1220
Prior Transfer Date	Mar 18, 2003
Prior Transfer Doc	2003003102
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447

Mortgage

Document Number	0000001228
Date	Jun 21, 2021
Instrument	202106211228

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 18, 2026
Property Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447
Document Number	2026001220
Book / Page	20260518 / 1220
Instrument Date	May 12, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,216.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447

Mortgage

Document Number	2026001221,
Date	May 18, 2026
Book Page	20260518/1221

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447

Mortgage

Document Number	6210000001228
Date	Jun 21, 2021
Book Page	20210621/1228

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4940 SAINT LYNN LN, CARMICHAEL, CA 95608-5447
Document Number	1803270242
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 SAINT LYNN LN CARMICHAEL CA 956085447, CARMICHAEL, CA 95608-5447

Mortgage

Document Number	1803270242
Date	Mar 27, 2018
Instrument	1803270242

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4940 Saint Lynn Ln was $2,792, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$241,142 (+2%) Land $120,571 Building $120,571
2025	$2,792.00 (+1.01%) Homeowner's exemption	$236,414 Land $118,207 Building $118,207
2024	$2,764.00 (+2.64%)
2023	$2,693.00 (+0.64%) Homeowner's exemption	$227,236 Land $113,618 Building $113,618
2022	$2,676.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4940 Saint Lynn Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (1986–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4940 Saint Lynn Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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