4940 Plainville Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4940 Plainville Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,542 sqft · built 1902
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2025)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-0003-0459-00`

Property Details

APN / Parcel Number

Primary APN	`037-0003-0459-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	450 sqft
Unfinished Basement	642 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Porch	Open Frame Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4940 PLAINVILLE RD
City	CINCINNATI
State	OH
Zip	45227-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4946 PLAINVILLE RD 60 X 115 IR E S PLAINVILLE RD 354.60 FT N OF N L INDIANHILL AVE
Legal Subdivision	G M BOYDS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	5600

Owner

4940 Plainville Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Hamilton County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 20, 2018	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
May 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	202536743
Deed Book / Page	15419 / 2034
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144866
Date	Dec 2, 2021
Book Page	14555/1894
Instrument	2021-0144866

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2048

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608

Mortgage

Document Number	0000014041
Date	Feb 25, 2026
Book Page	15610/1279
Instrument	2026-0014041

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2018
Property Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608
Document Number	0000004013
Instrument Date	Feb 16, 2018
Instrument	18-0014013
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608

Mortgage

Document Number	0000004014
Date	Feb 20, 2018
Instrument	18-0014014

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 15, 2017
Property Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608
Document Number	0000042931
Book / Page	013417 / 000721
Instrument Date	Apr 24, 2017
Instrument	42931
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 PLAINVILLE RD CINCINNATI OH 452272608, CINCINNATI, OH 45227-2608

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2017
Property Address	4940 PLAINVILLE RD, CINCINNATI, OH 45227-2608
Document Number	0000037522
Book / Page	011938 / 013405
Instrument Date	Jan 1, 2017
Instrument	37522
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transaction

Amount	Amount on Record
Tax	$4.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 PUBLIC SQ #2100 CLEVELAND OH 441131902, 2100, CLEVELAND, OH 44113-1902

Tax Assessment & Valuation

The 2025 property tax bill for 4940 Plainville Rd was $4,277, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,277.00 (+3.11%)	$69,304 (-) Land $17,437 Building $51,867	$198,010 Land $49,820 Building $148,190
2024	$4,148.00 (-2.19%)	$69,304 (-) Land $17,437 Building $51,867
2023	$4,241.00 (+39.09%)	$69,304 (+55.3%) Land $17,437 Building $51,867	$198,010 Land $49,820 Building $148,190
2022	$3,049.00 Homeowner's exemption	$44,626 Land $8,593 Building $36,033
2020			$127,500 Land $24,550 Building $102,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4940 Plainville Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4940 Plainville Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Plainville Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures