4940 Oak St, Baxter, MN 56425 Property Records

Crow Wing County property record for 4940 Oak St, Baxter, MN 56425

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1974
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Aug 2025)
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020113100J00009`

Property Details

APN / Parcel Number

Primary APN	`020113100J00009`
Alternative APNs	`40110890` `155891`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Area	1,098 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	336 sqft
Storage Building	49 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	155891
Street Address	4940 OAK ST
City	BAXTER
State	MN
Zip	56425-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF THE NE1/4 OF SW1/4 COMM AT A POINT ON THE E LINE OF SAID QTR WHICH IS 956.7FT S OF THE NE COR OF SAID QTR THEN W 2
Legal Range	29W
Legal Township	133
Legal Section	11
Jurisdiction	CROW WING MN
Township / Civil Division	BAXTER
Census Block Group	1
Census Block	1036
Census Tract	951301

Owner

Source: Crow Wing County assessment roll, APN 020113100J00009, as of August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4940 OAK ST, BAXTER, MN 56425-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Aug 03, 2017 · Amount on Record
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	4940 OAK ST, BAXTER, MN 56425-8203
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35605 125TH AVE, ONAMIA, MN 56359-2805

Mortgage

Document Number	0001013787
Date	Aug 26, 2025
Instrument	1013787

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll as of August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Baxter City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00 (-8.31%)	$299,961 (-4.68%)	$317,900 (+1.02%) Land $61,900 Building $256,000
2025		$314,700 (+2.57%) Land $58,900 Building $255,800	$314,700 (+2.57%) Land $58,900 Building $255,800
2023	$3,250.00 Homeowner's exemption	$306,800 Land $59,600 Building $247,200	$306,800 Land $59,600 Building $247,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), as of August 15, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270359513011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 85 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Consolidated Telephone Company Fiber	1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1180027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Baxter serves 9,341 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.