4940 Holy Cross Rd, Loretto, KY 40037 Property Records

Marion County property record for 4940 Holy Cross Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,232 sqft · built 1920
Lot Size	0.712 acres (31,015 sqft)
Owner	2 Individual Names on File
Tax Bill	$800 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-044A`

Property Details

APN / Parcel Number

Primary APN	`019-044A`
Alternative APN	`80664`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,120 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,015 sqft (0.712 acres)
Garage Type	Attached
Garage Area	720 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	80664
Street Address	4940 HOLY CROSS RD
City	LORETTO
State	KY
Zip	40037-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4940 HOLY CROSS RD/TR 1
Legal Subdivision	ROBERTA CLARK SUBD
Legal Tract	1
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	1
Census Block	1015
Census Tract	970400

Owner

4940 Holy Cross Rd is owned and occupied by two individuals.

Source: Marion County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4940 HOLY CROSS RD, LORETTO, KY 40037-8171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Recording Date	May 6, 2026
Property Address	4940 HOLY CROSS RD, LORETTO, KY 40037-8171
Document Number	0000251297
Book / Page	525 / 335
Instrument Date	Apr 24, 2026
Instrument	2026251297
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 HOLY CROSS RD, LORETTO, KY 40037-8171

Mortgage

Document Number	0000251297,
Date	May 6, 2026
Book Page	525/335
Instrument	2026251297

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	4940 HOLY CROSS RD, LORETTO, KY 40037-8171
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	466/808
Date	Sep 27, 2021
Book Page	466/808

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	4940 HOLY CROSS RD, LORETTO, KY 40037-8171
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	438/406
Date	Dec 28, 2019
Book Page	438/406

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4940 Holy Cross Rd was $800 with a homeowner's exemption.

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00 Homeowner's exemption	$140,000 Land $140,000	$140,000 Land $140,000
2023	$1,255.00	$140,000 Land $140,000	$140,000 Land $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4940 Holy Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4940 Holy Cross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	25 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Holy Cross Rd

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