4940 E Lake Rd, Wilson, NY 14172 Property Records

Niagara County and Wilson Town property record for 4940 E Lake Rd, Wilson, NY 14172

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,851 sqft · built 2018
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Tax Bill	$8,968 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`294289 13.00-1-24.2`

Property Details

APN / Parcel Number

Primary APN	`294289 13.00-1-24.2`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	72,310 sqft (1.66 acres)
Lot Width	200 ft Width
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4940 E LAKE RD
City	WILSON
State	NY
Zip	14172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	24.002
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1003
Census Tract	24302

Owner

Source: Niagara County and Wilson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4940 E LAKE RD, BURT, NY 14028-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONTARIO SHRS FCU
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit ONTARIO SHRS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4940 E LAKE RD, WILSON, NY 14172
Document Number	0000018120
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 E LAKE RD BURT NY 140289729, BURT, NY 14028-9729

Mortgage

Document Number	0000018120
Date	Nov 3, 2020
Instrument	18120

Lender

Name	ONTARIO SHRS FCU
Type	Credit Union
Address	NEWFANE, NY 14108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4940 E LAKE RD, WILSON, NY 14172
Document Number	0000019809
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 E LAKE RD BURT NY 140289729, BURT, NY 14028-9729

Mortgage

Document Number	0000019809
Date	Oct 5, 2017
Instrument	19809

Lender

Name	ONTARIO SHRS FCU
Type	Credit Union
Address	NEWFANE, NY 14108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,968.00 (+3.1%)
2025	$8,698.00	$194,000 (-) Land $15,800 Building $178,200	$431,100 (+19.98%) Land $35,110 Building $395,990
2023		$194,000 Land $15,800 Building $178,200	$359,300 Land $29,263 Building $330,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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