4940 E Armor St, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4940 E Armor St, Cave Creek, AZ 85331

Property Summary

Property TypeRural Home
Details3 ba · 2,031 sqft · built 1995
Lot Size0.201 acres (8,763 sqft)
Owner2 Company Names on Record
Last Sale$360,000 (May 2016)
Tax Bill$2,098 (2025)
Deeds & MortgagesJul 2019 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN211-42-092

Property Details

APN / Parcel Number

Primary APN211-42-092

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,031 sqft Living Area
1st Floor Area2,031 sqft

Exterior

Year BuiltBuilt 1995
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area8,763 sqft (0.201 acres)
Parking Spaces3 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4940 E ARMOR ST
CityCAVE CREEK
StateAZ
Zip85331-6346
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR1-8
Legal DescriptionTATUM RANCH PARCEL 31A MCR 368/45
Legal Range04E
Legal Township05N
Legal Section29
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionTATUM RANCH PARCEL 31A
Legal Lot Number119
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2001
Census Tract612900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address4940 E ARMOR ST, CAVE CREEK, AZ 85331-6346
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Jun 22, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 27, 2016 · Amount on Record
Deed SaleMay 27, 2016 · Amount on Record
Prior SaleMay 27, 2016 · Amount on Record
Deed Document Number0000368262
Last Transfer DateJun 22, 2021
Transfer Doc0000685581
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4940 E ARMOR ST, CAVE CREEK, AZ 85331-6346
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyPHOENIX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 E ARMOR ST, CAVE CREEK, AZ 85331-6346

Mortgage

Document Number0000566740
DateJul 26, 2019
Instrument20190566740
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
AddressGILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4940 E ARMOR ST, CAVE CREEK, AZ 85331-6346
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyEMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 E ARMOR ST, CAVE CREEK, AZ 85331-6346

Mortgage

Document Number0001230898
DateDec 14, 2020
Instrument20201230898
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 22, 2021
Property Address4940 E ARMOR ST, CAVE CREEK, AZ 85331-6346
Document Number0000685581
Map ReferenceMB 368 PG 45
Instrument DateJun 9, 2021
Instrument20210685581
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 E ARMOR ST, CAVE CREEK, AZ 85331-6346

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,570 (-3.6%)$545,700 (-3.6%) Land $109,100 Building $436,600
2025$2,098.00 (+7.26%)
2024$56,610$566,100 Land $113,200 Building $452,900
2023$1,956.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 99.1% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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