Burke County property record for 4940 Dentons Chapel Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,055 sqft · built 2025 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $985 (2026) |
| Deeds & Mortgages | Aug 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781112236 |
| Primary APN | 1781112236 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Porch | Slab |
| Cooling System | None |
|---|
| Street Address | 4940 DENTONS CHAPEL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | LO1 PL67-86 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20304 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4190 BURKEMONT RD, MORGANTON, NC 28655-7640 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 11, 2026 |
| Property Address | 4940 DENTONS CHAPEL RD, MORGANTON, NC 28655-8809 |
| Document Number | 0026007534 |
| Book / Page | 2890 / 71 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202626007534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 4940 DENTONS CHAPEL RD, MORGANTON, NC 28655-8809 |
| Document Number | 0026007534, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 2890/71 |
| Instrument | 202626007534 |
| Name | SAVINGS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $985.00 | $134,696 (+698.29%) Land $16,873 Building $117,823 | $134,696 (+698.29%) Land $16,873 Building $117,823 |
| 2025 | $16,873 Land $16,873 | $16,873 Land $16,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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