4940 Charlemar Dr, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4940 Charlemar Dr, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,274 sqft · built 1955
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Tax Bill	$5,824 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`051-0008-0050-00`

Property Details

APN / Parcel Number

Primary APN	`051-0008-0050-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,274 sqft
Basement Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4940 CHARLEMAR DR
City	CINCINNATI
State	OH
Zip	45227-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	CHARLEMAR DR 60 X 140 LOT 9 CHARLEMAR SUB BLK 1
Legal Subdivision	CHARLEMAR SUB
Legal Block	1
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3011
Census Tract	5500

Owner

4940 Charlemar Dr is owned and occupied by an individual who acquired it in March 2020.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4940 CHARLEMAR DR, CINCINNATI, OH 45227-1402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Mar 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 11, 2020
Transfer Doc	0000026509
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4940 CHARLEMAR DR, CINCINNATI, OH 45227-1402
Document Number	0000099005
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 CHARLEMAR DR CINCINNATI OH 452271402, CINCINNATI, OH 45227-1402

Mortgage

Document Number	0000099005
Date	Sep 28, 2020
Book Page	014262/000258
Instrument	99005

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 18, 2020
Property Address	4940 CHARLEMAR DR, CINCINNATI, OH 45227-1402
Document Number	0000026509
Book / Page	014127 / 000616
Instrument Date	Mar 15, 2020
Instrument	26509
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 CHARLEMAR DR CINCINNATI OH 452271402, CINCINNATI, OH 45227-1402

Tax Assessment & Valuation

The 2025 property tax bill for 4940 Charlemar Dr was $5,824, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,824.00 (+3.13%)	$94,490 (-) Land $49,144 Building $45,346	$269,970 Land $140,410 Building $129,560
2024	$5,647.00 (-2.22%)	$94,490 (-) Land $49,144 Building $45,346
2023	$5,775.00 (+6.33%)	$94,490 (+18.56%) Land $49,144 Building $45,346	$269,970 Land $140,410 Building $129,560
2022	$5,431.00 Homeowner's exemption	$79,699 Land $29,460 Building $50,239
2020			$227,710 Land $84,170 Building $143,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4940 Charlemar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2010)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4940 Charlemar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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