4940 145th Ct, Midlothian, IL 60445 Property Records

Cook County property record for 4940 145th Ct, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,237 sqft · built 1949
Lot Size	0.284 acres (12,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2023)
Tax Bill	$5,625 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-09-203-005`

Property Details

APN / Parcel Number

Primary APN	`28-09-203-005`
Alternative APN	`28-09-203-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,237 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,389 sqft (0.284 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4940 145TH CT
City	MIDLOTHIAN
State	IL
Zip	60445-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RESUBDIVISION) OF PT OF MIDLOTHIAN HILLS SUB OF WH O F SH EH NE SEC 09-36-13
Legal Range	13E
Legal Township	36N
Legal Section	09
Legal Subdivision	MIDLOTHIAN HILLS SUB
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	2
Census Block	2026
Census Tract	824601

Owner

Source: Cook County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4940 145TH CT, MIDLOTHIAN, IL 60445-2458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2019	Grant Deed, Transfer · FHA Mortgage HOMETRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	20236196
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 4, 2023
Property Address	4940 145TH CT, MIDLOTHIAN, IL 60445-2458
Document Number	0027706196
Instrument Date	Sep 28, 2023
Instrument	2327706196
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4940 145TH CT, MIDLOTHIAN, IL 60445-2458

Mortgage

Document Number	0027706197
Date	Oct 4, 2023
Instrument	2327706197

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

Mortgage

Document Number	0027706198
Date	Oct 4, 2023
Instrument	2327706198

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4940 145TH CT, MIDLOTHIAN, IL 60445-2458
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011139235
Date	Apr 21, 2021
Instrument	2111139235

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate	2.87%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Dec 3, 2019
Property Address	4940 145TH CT, MIDLOTHIAN, IL 60445-2458
Document Number	1933706051
Instrument Date	Nov 25, 2019
Instrument	33706051
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9128 SUTTON CT ORLAND PARK IL 604626516, ORLAND PARK, IL 60462-6516

Mortgage

Document Number	1933706052
Date	Dec 3, 2019
Instrument	33706052

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 (+9.43%) Land $7,124 Building $11,876	$190,000 (+9.43%) Land $71,240 Building $118,760
2023	$5,625.00 (-12.99%)
2022	$6,465.00 (+2.25%)	$17,362 (-) Land $6,194 Building $11,168	$173,620 (-) Land $61,940 Building $111,680
2021	$6,323.00 Homeowner's exemption	$17,362 Land $6,194 Building $11,168	$173,620 Land $61,940 Building $111,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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