494 Vera Dr, Rockwell, NC 28138 Property Records

Rowan County property record for 494 Vera Dr, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,270 sqft · built 1999
Lot Size	4.69 acres (204,296 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Sep 2026)
Tax Bill	$2,289 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`360 172`

Property Details

APN / Parcel Number

Primary APN	`360 172`
Alternative APN	`6347248`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,270 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	204,296 sqft (4.69 acres)
Garage Area	504 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	900 sqft
Porch	Porch
Porch Area	20 sqft
Deck Area	96 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	494 VERA DR
City	ROCKWELL
State	NC
Zip	28138-8893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.69AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	1
Census Block	1020
Census Tract	51001

Owner

494 Vera Dr is owned by a company that bought it in September 2026.

Source: Rowan County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	494 VERA DR, ROCKWELL, NC 28138-8893
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
May 11, 2022	Correction Deed
Apr 14, 2022	Warranty Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit PARK STERLING BANK
Mar 20, 2018	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Feb 23, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 20, 2018	Grant Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Apr 14, 2022 · Amount on File
Deed Document Number	2026
Deed Book / Page	1490 / 644
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0014010785
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 10, 2026
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Document Number	1490000644
Book / Page	1490 / 644
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 VERA DR, ROCKWELL, NC 28138-8893
Investor	Possibly a Property Investor

Mortgage

Document Number	1490000645,
Date	Sep 10, 2026
Book Page	1490/645

Lender

Name	MOUNTAIN WEST FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROWAN NC
Recording Date	May 11, 2022
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Document Number	0014010785
Book / Page	1401 / 785
Map Reference	MB 9995 PG 8517
Instrument Date	Apr 19, 2022
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22395 CLEVELAND AVE, 22395, PORT CHARLOTTE, FL 33954-2477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 VERA DR, ROCKWELL, NC 28138-8893

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 14, 2022
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Document Number	0013990873
Book / Page	1399 / 873
Map Reference	MB 9995 PG 8517
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22395 CLEVELAND AVE, 22395, PORT CHARLOTTE, FL 33954-2477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 VERA DR, ROCKWELL, NC 28138-8893

Mortgage

Document Number	0001399874
Date	Apr 14, 2022
Instrument	1399/874

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012820707
Date	Jan 3, 2017
Book Page	1282/0707

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2027

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013030876
Date	Feb 7, 2018
Book Page	1303/0876

Lender

Name	PARK STERLING BANK
Type	Bank
Address	ROCKWELL, NC 28138

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013060062
Date	Mar 20, 2018
Book Page	1306/0062

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 23, 2018
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Document Number	0013040696
Book / Page	1304 / 0696
Map Reference	MB 9995 PG 8517
Instrument Date	Feb 23, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 VERA DR, 494, ROCKWELL, NC 28138-8893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 VERA DR, ROCKWELL, NC 28138-8893

Mortgage

Document Number	13040697
Date	Feb 23, 2018
Instrument	1304/0697

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

March 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 20, 2018
Property Address	494 VERA DR, ROCKWELL, NC 28138-8893
Document Number	0013060050
Book / Page	001306 / 000050
Instrument Date	Feb 23, 2017
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$506.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 VERA DR ROCKWELL NC 281388893, ROCKWELL, NC 28138-8893

Tax Assessment & Valuation

The 2026 property tax bill for 494 Vera Dr was $2,289.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,289.00	$341,696 (-) Land $68,197 Building $273,499	$341,696 Land $68,197 Building $273,499
2025	$2,289.00	$341,696 Land $68,197 Building $273,499
2023	$2,289.00	$341,696 Land $68,197 Building $273,499	$341,696 Land $68,197 Building $273,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Vera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Vera Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

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