494 Tram Cutoff, Malvern, AR 72104 Property Records

Hot Spring County property record for 494 Tram Cutoff, Malvern, AR 72104

Property Summary

Property Type	Residential Vacant Land
Details	2 ba · 896 sqft · built 1995
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Sep 2022)
Tax Bill	$169 (2025)
Deeds & Mortgages	Jul 2020 Second Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`014-00431-000`

Property Details

APN / Parcel Number

Primary APN	`014-00431-000`
Alternative APN	`1532`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Area	209 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	436 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	494 TRAM CUTOFF
City	MALVERN
State	AR
Zip	72104-6574
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PT NW SW NE
Legal Range	16W
Legal Township	04S
Legal Section	20
Legal Subdivision	20-04S-16W
Jurisdiction	HOT SPRING AR
Township / Civil Division	GIFFORD
Census Block Group	2
Census Block	2041
Census Tract	20102

Owner

Source: Hot Spring County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 LOOP 270, MALVERN, AR 72104-6581
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN BANCORP BANK
Nov 22, 2019	Intrafamily Transfer, Transfer FIRST NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	May 17, 2006
Deed Document Number	20223214
Deed Book / Page	372 / 407
Last Transfer Date	Jul 3, 2024
Transfer Doc	000383/387
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	494 TRAM CUTOFF, MALVERN, AR 72104-6574
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000482/701
Date	Jul 9, 2020
Book Page	482/701

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2035

Interest

Rate Type	Adjustable Rate

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOT SPRING AR
Recording Date	Nov 22, 2019
Property Address	494 TRAM CUTOFF, MALVERN, AR 72104-6574
Document Number	000355/038
Book / Page	355 / 038
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hot Spring County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Unified School District	Glen Rose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$169.00 (-23.53%)	$3,600 (-23.32%) Land $3,600
2023	$221.00	$4,695 Land $3,600 Building $1,095	$18,000 Land $18,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Tram Cutoff

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