494 Thunder Rd, Golden, CO 80401 Property Records

Jefferson County property record for 494 Thunder Rd, Golden, CO 80401

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 4,254 sqft · built 1999
Lot Size	7.12 acres (310,409 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Jul 2017)
Tax Bill	$9,086 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`41-162-01-001`

Property Details

APN / Parcel Number

Primary APN	`41-162-01-001`
Alternative APNs	`300428656` `428656`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	4,254 sqft Living Area
Gross Area	8,338 sqft
1st Floor Area	2,236 sqft
2nd Floor Area	2,018 sqft
Basement Area	1,819 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	310,409 sqft (7.12 acres)
Garage Type	Attached
Garage Area	1,095 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Porch
Porch Area	1,170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300428656
Street Address	494 THUNDER RD
City	GOLDEN
State	CO
Zip	80401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SECTION 16 TOWNSHIP 04 RANGE 71 QTR NW SUBDIVISIONCD 235637 SUBDIVISIONNAME EX SUR 16-4-71 E44-5-92 AMD 1 BLOCK P3A LOT SIZE: 310409 TRACT 00A VALUE: 7.126
Legal Range	71W
Legal Township	04S
Legal Section	16
Legal Subdivision	EX SUR 16-4-71 E44-5-92 AMD 1
Legal Tract	A
Legal Block	P3A
Jurisdiction	JEFFERSON CO
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1024
Census Tract	9850

Owner

494 Thunder Rd is owned and occupied by an individual who acquired it in March 2026.

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	494 THUNDER RD, EVERGREEN, CO 80439-8243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage HIGHMARK FCU
Apr 1, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHMARK FCU
Jun 20, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIGHMARK FCU
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage HIGHMARK FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Prior Sale	Apr 21, 1998 · Amount on File
Deed Document Number	201768975
Last Transfer Date	Mar 12, 2026
Transfer Doc	0000016102
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON CO
Recording Date	Mar 16, 2026
Property Address	494 THUNDER RD, GOLDEN, CO 80439-8243
Document Number	0000016102
Instrument Date	Mar 12, 2026
Instrument	2026016102
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIRST ALLIANCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	494 THUNDER RD, EVERGREEN, CO 80439-8243

Mortgage

Document Number	0000016103
Date	Mar 16, 2026
Instrument	2026016103

Lender

Name	HIGHMARK FCU
Type	Credit Union
Address	RAPID CITY, SD 57701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON CO
Recording Date	Apr 1, 2024
Property Address	494 THUNDER RD, GOLDEN, CO 80439-8243
Document Number	0000017480
Instrument Date	Mar 20, 2024
Instrument	2024017480
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	494 THUNDER RD, EVERGREEN, CO 80439-8243

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	494 THUNDER RD, GOLDEN, CO 80439-8243
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117668
Date	Aug 9, 2021
Instrument	2021117668

Lender

Name	HIGHMARK FCU
Type	Credit Union
Address	RAPID CITY, SD 57709

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2028
Change Frequency	7 Years
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	Other
Max Rate	8.37%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jun 20, 2022
Property Address	494 THUNDER RD, GOLDEN, CO 80439-8243
Document Number	0000059040
Instrument Date	Jun 17, 2022
Instrument	2022059040
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 THUNDER RD, EVERGREEN, CO 80439-8243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 THUNDER RD, EVERGREEN, CO 80439-8243

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jun 9, 2022
Property Address	494 THUNDER RD, GOLDEN, CO 80439-8243
Document Number	0000056707
Instrument Date	Jun 2, 2022
Instrument	2022056707
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 THUNDER RD, EVERGREEN, CO 80439-8243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 THUNDER RD, EVERGREEN, CO 80439-8243

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	494 THUNDER RD, GOLDEN, CO 80439-8243
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006153
Date	Jan 25, 2019
Instrument	2019006153

Lender

Name	HIGHMARK FCU
Type	Credit Union
Address	RAPID CITY, SD 57709

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2024

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jul 5, 2017
Property Address	494 THUNDER RD, GOLDEN, CO 80439-8243
Document Number	0000068975
Instrument Date	Jun 30, 2017
Instrument	2017068975
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 THUNDER RD, EVERGREEN, CO 80439-8243

Mortgage

Document Number	0000068976
Date	Jul 5, 2017
Instrument	2017068976

Lender

Name	HIGHMARK FEDERAL CREDIT UNION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 494 Thunder Rd was $9,086.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,086.00	$100,000 Land $16,126 Building $83,874	$1,600,000 Land $258,014 Building $1,341,986
2023	$7,529.00	$88,059 Land $19,775 Building $68,284	$1,369,325 Land $295,156 Building $1,074,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 494 Thunder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Thunder Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.9% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Clear Creek Broadband, Verizon, Visionary Broadband.

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