494 Swift St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 494 Swift St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,996 sqft · built 1960
Lot Size	0.285 acres (12,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2025)
Tax Bill	$5,024 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.611.0090`

Property Details

APN / Parcel Number

Primary APN	`19.611.0090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
Basement Area	1,396 sqft
Finished Basement	672 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,421 sqft (0.285 acres)
Lot Dimensions	169 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	494 SWIFT ST
City	SAINT PETER
State	MN
Zip	56082-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 1 LOT 9 SUBDIVISIONCD 19611 SUBDIVISIONNAME LAMPERT S SUBD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	LAMPERT S SUBD
Legal Block	1
Legal Lot Number	9
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3052
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 SWIFT ST, SAINT PETER, MN 56082-1988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ORUNESIYRCE FUNDING INC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MN
Jan 2, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Deed Document Number	202573194
Prior Transfer Date	Mar 26, 2012
Prior Transfer Doc	0000027975
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Nov 3, 2025
Property Address	494 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	0000073194
Instrument Date	Oct 30, 2025
Instrument	73194
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	CAMBRIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	494 SWIFT ST, SAINT PETER, MN 56082-1988

Mortgage

Document Number	0000073195
Date	Nov 3, 2025
Instrument	73195

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 2, 2023
Property Address	494 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	0000070601
Instrument Date	May 22, 2023
Instrument	70601
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	TITLE GROUP/TN, TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	494 SWIFT ST, SAINT PETER, MN 56082-1988

Mortgage

Document Number	0000070602
Date	Jun 2, 2023
Instrument	70602

Lender

Name	ORUNESIYRCE FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	494 SWIFT ST, SAINT PETER, MN 56082-1988
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068168
Date	Jul 19, 2021
Instrument	68168

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2026

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 9, 2020
Property Address	494 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	0000066915
Instrument Date	Nov 16, 2020
Instrument	66915
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 SWIFT ST, SAINT PETER, MN 56082-1988

Mortgage

Document Number	0000066916
Date	Dec 9, 2020
Instrument	66916

Lender

Name	FIRST NATIONAL BANK MN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jan 2, 2018
Property Address	494 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	0000062729
Instrument Date	Dec 29, 2017
Instrument	62729
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTH AMERICAN TITLE MAIN, NORTH AMERCIAN TITLE MANKATO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.17
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 SWIFT ST, SAINT PETER, MN 56082-1988

Mortgage

Document Number	0000062730
Date	Jan 2, 2018
Instrument	62730

Lender

Name	PLAZA HOME MORTGAGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,024.00 Homeowner's exemption	$344,300 (+2.26%) Land $41,700 Building $302,600	$344,300 (+2.26%) Land $41,700 Building $302,600
2025	$5,024.00 (+5.86%) Homeowner's exemption	$336,700 (+7.23%) Land $41,700 Building $295,000	$336,700 (+7.23%) Land $41,700 Building $295,000
2024	$4,746.00 (+28.27%)
2023	$3,700.00 (+1.15%) Homeowner's exemption	$314,000 (+16.9%) Land $41,700 Building $272,300	$314,000 (+16.9%) Land $41,700 Building $272,300
2022	$3,658.00 Homeowner's exemption	$268,600 Land $41,700 Building $226,900	$268,600 Land $41,700 Building $226,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

Nearby Properties on Swift St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures