494 Spruce Dr, Reno (Paris), TX 75462 Property Records

Lamar County property record for 494 Spruce Dr, Reno, TX 75462

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,795 sqft · built 1990
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,840 (Jan 2026)
Tax Bill	$3,518 (2026)
Deeds & Mortgages	May 2005 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103265`

Property Details

APN / Parcel Number

Primary APN	`103265`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,795 sqft Living Area
1st Floor Area	2,795 sqft
Utility Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	390 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	103265
Street Address	494 SPRUCE DR
City	RENO
State	TX
Zip	75462-5845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE VALLEY, LOT 45, 494 SPRUCE DR 494 SPRUCE DR
Legal Subdivision	PINE VALLEY
Legal Tract	45
Legal Lot Number	45
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2014
Census Tract	402

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 206, VALLIANT, OK 74764-0206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 3, 2005	Deed of Trust, Mortgage LIBERTY NATIONAL BANK IN PARIS
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage VIP INDEPENDENT MORTGAGE INC
Jan 30, 2026	Vendor's Lien, Transfer · Conventional Mortgage VIP INDEPENDENT MORTGAGE INC
Dec 22, 2020	Vendor's Lien, Transfer · VA Mortgage HAPPY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2026230498
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	1776442020
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	494 SPRUCE DR, RENO, TX 75462-5845
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0263702005
Date	May 3, 2005
Instrument	026370-2005

Lender

Name	LIBERTY NATIONAL BANK IN PARIS
Address	PARIS, TX 75460

Agreement

Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	494 SPRUCE DR, RENO, TX 75462-5845
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 30TH ST NE, PARIS, TX 75462-2801

Mortgage

Document Number	2304992026
Date	Jan 30, 2026
Instrument	230499-2026

Lender

Name	VIP INDEPENDENT MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMAR TX
Recording Date	Jan 30, 2026
Property Address	494 SPRUCE DR, RENO, TX 75462-5845
Document Number	2304982026
Map Reference	ENV 282-C
Instrument Date	Jan 29, 2026
Instrument	230498-2026
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 SPRUCE DR, RENO, TX 75462-5845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 206, VALLIANT, OK 74764-0206

Mortgage

Document Number	2304992026
Date	Jan 30, 2026
Instrument	230499-2026

Lender

Name	VIP INDEPENDENT MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMAR TX
Recording Date	Dec 22, 2020
Property Address	494 SPRUCE DR, RENO, TX 75462-5845
Document Number	1776442020
Map Reference	ENV 282-C
Instrument Date	Dec 21, 2020
Instrument	177644-2020
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SPRUCE DR, RENO, TX 75462-5845

Mortgage

Document Number	1776452020
Date	Dec 22, 2020
Instrument	177645-2020

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Reno City
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,518.00 (-24.54%) Homeowner's exemption	$345,510 (-1.74%) Land $34,450 Building $311,060	$345,510 (-1.74%) Land $34,450 Building $311,060
2025	$4,662.00 (+19.45%) Homeowner's exemption	$351,630 (+0.48%) Land $36,020 Building $315,610	$351,630 (+0.48%) Land $36,020 Building $315,610
2023		$349,960 Land $33,830 Building $316,130	$349,960 Land $33,830 Building $316,130
2022	$3,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARIS serves 25,498 people · EPA ID TX1390002
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Wifires Internet Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Nextlink, Vyve Broadband.

Nearby Properties on Spruce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures