Surry County property record for 494 Spratley Mill Rd, Dendron, VA 23839
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,560 sqft · built 1990 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jul 2026) |
| Tax Bill | $2,259 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-74D |
| Primary APN | 49-74D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 864 sqft |
| Patio Area | 36 sqft |
| Account Number | R005087 |
|---|---|
| Street Address | 494 SPRATLEY MILL RD |
| City | DENDRON |
| State | VA |
| Zip | 23839-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADJ MOORE E SIDE 630 0 |
| Jurisdiction | SURRY VA |
| Township / Civil Division | CARSLEY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 860200 |
Source: Surry County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 494 SPRATLEY MILL RD, DENDRON, VA 23839-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Sep 25, 2025 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Deed Document Number | 2026599 |
| Deed Book / Page | 336 / 390 |
| Prior Transfer Date | Sep 24, 2025 |
| Prior Transfer Doc | 000330/163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SURRY VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 494 SPRATLEY MILL RD, DENDRON, VA 23839-2304 |
| Document Number | 0000000599 |
| Book / Page | 336 / 390 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026599 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,330.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000600, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 2026600 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SURRY VA |
| Recording Date | Sep 25, 2025 |
| Property Address | 494 SPRATLEY MILL RD, DENDRON, VA 23839-2304 |
| Document Number | 000330/163 |
| Book / Page | 330 / 163 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 202500835 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 494 SPRATLEY MILL RD, DENDRON, VA 23839-2304 |
Source: Surry County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Surry County |
| Unified School District | Surry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,259.00 | $318,200 (-) Land $57,700 Building $260,500 | $318,200 (-) Land $57,700 Building $260,500 |
| 2025 | $2,259.00 (+19.27%) | $318,200 (+19.22%) Land $57,700 Building $260,500 | $318,200 (+19.22%) Land $57,700 Building $260,500 |
| 2023 | $1,894.00 | $266,900 Land $44,400 Building $222,500 | $266,900 Land $44,400 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ruralband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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