494 Silver Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 494 Silver Ave, Half Moon Bay, CA 94019 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1990
Square Footage2,490 sqft
Lot Size7,812 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$601,000 (2002)
Tax Bill$13,173.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-062-630

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,490 sqft
1st Floor1,870 sqft 1st Floor
2nd Floor620 sqft 2nd Floor
Basement Area870 sqft Basement

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMultifamily Style
Lot Area7,812 sqft (0.179 acres)
Depth X Width6,784 ft x 6,784 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area430 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address494 SILVER AVE
CityHALF MOON BAY
StateCA
Zip94019-1500
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPTNS OF LOTS 2 3 4 5 6 BLK 3 HIGHLAND PARK RSM 4/4
Legal SubdivisionHIGHLAND PARK
Legal Block3
Legal Lot Number2
JurisdictionSAN MATEO CA
Minor Civil DivisionHALF MOON BAY
Census Blockgroup2
Census Block2051
Census Tract613501

Owner

Source: San Mateo County records · APN 056-062-630

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address494 SILVER AVE, A, HALF MOON BAY, CA 94019-1500
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2002 · Amount on Record
Deed SaleFeb 27, 2002 · Amount on Record
Prior SaleNov 14, 1997 · Amount on Record
Deed Doc Number200236303
Last Transfer DateJun 28, 2013
Transfer Doc0000104723
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address494 SILVER AVE, HALF MOON BAY, CA 94019-1500
Transaction TypeMortgage
Record UpdatedOct 01, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 SILVER AVE, HALF MOON BAY, CA 94019-1500

Mortgage

Document Number0000128667
DateSep 07, 2021
Instrument2021-128667
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.47%
Type Change DateSep 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.47%
IndexOther
Margin3
Max Rate7.47%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address494 SILVER AVE, HALF MOON BAY, CA 94019-1500
Document Number0000034237
Instrument DateApr 09, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address49SILVER AVE #A HALF MOON BAY CA 94019, A, HALF MOON BAY, CA 94019

Mortgage

Document Number0000034237
DateApr 15, 2020
Instrument34237
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityHalf Moon Bay City
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$905,586 (+2%) Land $452,793 Building $452,793
2025$13,173.00 (+11.19%) Homeowner's exemption$887,830 (+4.04%) Land $443,915 Building $443,915
2023$11,847.00 (+3.45%) Homeowner's exemption$853,356 Land $426,678 Building $426,678$1,144,710
2022$11,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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