494 Shirley Ave, Buffalo, NY 14215 Property Records

Erie County and Buffalo City property record for 494 Shirley Ave, Buffalo, NY 14215

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,217 sqft · built 1920
Lot Size0.075 acres (3,240 sqft)
OwnerIndividual Name on File
Last Sale$56,000 (Oct 1994)
Tax Bill$423 (2026)
Deeds & MortgagesApr 2024 Construction Loan
Apr 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN140200 79.74-5-52

Property Details

APN / Parcel Number

Primary APN140200 79.74-5-52
Alternative APNs
  • 02000797400005052000
  • 08289700

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,217 sqft Living Area
1st Floor Area940 sqft
AtticAttic
Attic Area277 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,240 sqft (0.075 acres)
Lot Dimensions108 ft deep x 30 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number08289700
Street Address494 SHIRLEY AVE
CityBUFFALO
StateNY
Zip14215-1236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-3R
Legal Description95. E ORLEANS
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block5
Legal Lot Number52.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group7
Census Block7000
Census Tract4300

Owner

494 Shirley Ave is owned and occupied by an individual who bought it in October 1994.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Deed of Trust, Mortgage · Construction Mortgage
WEST SIDE NEIGHBORHOOD HOUSISNG SERVICIN
Apr 25, 2024Deed of Trust, Mortgage
NEW YORK STATE AFFORDABLE HOUSING CORPOP
Oct 26, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 13, 2018Loan Modification, Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 1994 · Amount on File
Deed SaleOct 13, 1994 · Amount on File
Deed Book / Page10878 / 1830
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236

Mortgage

Document Number0141242048
DateApr 25, 2024
Book Page14124/2048
Instrument2024066948
Lender
NameWEST SIDE NEIGHBORHOOD HOUSISNG SERVICIN
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236

Mortgage

Document Number0141242053
DateApr 25, 2024
Book Page14124/2053
Instrument2024066949
Lender
NameNEW YORK STATE AFFORDABLE HOUSING CORPOP
TypeGovernment Agency
AddressNEW YORK, NY 10022
Agreement
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236

Mortgage

Document Number0139620257
DateOct 26, 2020
Book Page13962/257
Instrument2020181440
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueOct 1, 2048

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE NY
Property Address494 SHIRLEY AVE, BUFFALO, NY 14215-1236
Document Number0138771036
Instrument DateSep 13, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 SHIRLEY AVE BUFFALO NY 142151236, BUFFALO, NY 14215-1236

Mortgage

Document Number0138771036
DateNov 9, 2018
Book Page013877/001036
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount on Record
Term360 Months
DueNov 8, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 494 Shirley Ave was $423 with exemptions applied, down 29.1% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423.00 (-29.15%) Homeowner's exemption Senior Citizen's exemption
2025$597.00 (+31.21%)$128,000 (+178.26%) Land $7,000 Building $121,000$128,000 (+71.13%) Land $7,000 Building $121,000
2024$455.00 (+282.35%) Homeowner's exemption Senior Citizen's exemption$46,000 (-) Land $4,200 Building $41,800$74,797 (+13.82%) Land $6,829 Building $67,968
2023$119.00 Homeowner's exemption Senior Citizen's exemption$46,000 Land $4,200 Building $41,800$65,714 Land $6,000 Building $59,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Shirley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 494 Shirley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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