494 Serenity Path, Benton Harbor, MI 49022 Property Records

Berrien County property record for 494 Serenity Path, Benton Harbor, MI 49022

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 1,734 sqft · built 2003
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Sep 2024)
Tax Bill	$264 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-9000-0072-00-0`

Property Details

APN / Parcel Number

Primary APN	`03-9000-0072-00-0`
Alternative APN	`11-03-9000-0072-00-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Basement Area	1,734 sqft
Unfinished Basement	1,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Lot Area	15,769 sqft (0.362 acres)
Lot Depth	146 ft Depth
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	494 SERENITY PATH
City	BENTON HARBOR
State	MI
Zip	49022-2709
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A2 SING FA
Legal Description	UNIT 72 WOODRIDGE PLACE CONDOMINIUM LIBER 148 PAGE 1 FIRST AMENDMENT LIBER 148 PAGE 59 SECOND AMENDMENT LIBER 148 PAGE 73
Legal Subdivision	WOODRIDGE PLACE CONDO
Legal Unit	72
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2013
Census Tract	2500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	494 SERENITY PATH, BENTON HARBOR, MI 49022-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK
Apr 25, 2017	Deed of Trust, Mortgage · ARM CHEMICAL BANK
May 13, 2020	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	2024414238
Deed Book / Page	3434 / 2247
Prior Transfer Date	Oct 14, 2008
Prior Transfer Doc	02863/0802
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	494 SERENITY PATH, BENTON HARBOR, MI 49022-2709
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03173/1880
Date	Jun 1, 2017
Book Page	3173/1880

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	494 SERENITY PATH, BENTON HARBOR, MI 49022-2709
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03170/0275
Date	Apr 25, 2017
Book Page	3170/0275

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	494 SERENITY PATH, BENTON HARBOR, MI 49022-2709
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003275/112
Date	May 13, 2020
Book Page	3275/112

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	494 SERENITY PATH, BENTON HARBOR, MI 49022-2709
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003275/94
Date	May 13, 2020
Book Page	3275/94

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,300 (+12.07%)	$380,600 (+12.07%)
2025	$264.00 (-92.26%)	$169,800 (+15.9%)	$339,600 (+15.9%)
2024	$3,411.00 (-26.01%)
2023		$146,500	$293,000
2022	$4,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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