494 Seneca Ln, Bolingbrook, IL 60440 Property Records

Will County property record for 494 Seneca Ln, Bolingbrook, IL 60440

Property Summary

Property Type	Townhouse
Details	3 bd · 1 ba · 979 sqft · built 1972
Lot Size	0.052 acres (2,285 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,007 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-10-102-017`

Property Details

APN / Parcel Number

Primary APN	`12-02-10-102-017`
Alternative APN	`02101020170000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	979 sqft Living Area
1st Floor Area	979 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Lot Area	2,285 sqft (0.052 acres)
Lot Dimensions	82 ft deep x 28 ft wide
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	494 SENECA LN
City	BOLINGBROOK
State	IL
Zip	60440-1860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	THE W 28 FT OF LOT 14 IN THE TOWNHOMES OF INDIAN OAKS UNIT 2, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC. 10, T37N-R1
Legal Range	10E
Legal Township	37N
Legal Section	10
Legal Subdivision	INDIAN OAKS T.H
Legal Lot Number	14
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	3
Census Block	3000
Census Tract	880107

Owner

494 Seneca Ln, a townhouse, is owned and occupied by two individuals who acquired it in October 2025.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	494 SENECA LN, BOLINGBROOK, IL 60440-1860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Oct 30, 2025	Quit Claim Deed, Transfer · FHA Mortgage LOANUNITED.COM LLC
Sep 6, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025
Deed Sale	Oct 30, 2025
Prior Sale	Sep 6, 2018 · Amount on File
Deed Document Number	202560729
Prior Transfer Date	Oct 18, 2025
Prior Transfer Doc	0000060729
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	494 SENECA LN, BOLINGBROOK, IL 60440-1860
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056095
Date	May 19, 2021
Instrument	R2021056095

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Oct 30, 2025
Property Address	494 SENECA LN, BOLINGBROOK, IL 60440-1860
Document Number	0000060729
Map Reference	DOC R75-1056
Instrument Date	Oct 22, 2025
Instrument	R2025060729
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	494 SENECA LN, BOLINGBROOK, IL 60440-1860

Mortgage

Document Number	0000060730
Date	Oct 30, 2025
Instrument	R2025060730

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 6, 2018
Property Address	494 SENECA LN, BOLINGBROOK, IL 60440-1860
Document Number	0000062739
Instrument Date	Aug 30, 2018
Instrument	R2018062739
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SENECA LN # Q, Q, BOLINGBROOK, IL 60440-1860

Mortgage

Document Number	0000062740
Date	Sep 6, 2018
Instrument	R2018062740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 494 Seneca Ln was $6,007, up 6% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bolingbrook Village
County	Will County
County Subdivision	Du Page Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,007.00 (+6.04%)	$75,034 (+8.2%) Land $9,291 Building $65,743	$225,102 (+8.2%) Land $27,873 Building $197,229
2024	$5,665.00	$69,348 Land $8,587 Building $60,761	$208,044 Land $25,761 Building $182,283
2022	$4,967.00 Homeowner's exemption	$56,254 Land $6,965 Building $49,289	$168,762 Land $20,895 Building $147,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Seneca Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 494 Seneca Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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