494 SE Woods Edge Trl, Stuart, FL 34997 Property Records

Martin County property record for 494 SE Woods Edge Trl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,812 sqft · built 1995
Lot Size	0.295 acres (12,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$413,000 (Aug 2015)
Tax Bill	$6,682 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-461-000-0015.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-461-000-0015.0-8-0000`
Alternative APNs	`55-38-41-461-000-00150-8` `45202`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,812 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	2,812 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,850 sqft (0.295 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45202
Street Address	494 SE WOODS EDGE TRL
City	STUART
State	FL
Zip	34997-6373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SOUTHWOOD LOT 15
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	SOUTHWOOD
Legal Block	1
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 SE WOODS EDGE TRL, STUART, FL 34997-6373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2015 · Amount on Record
Deed Sale	Aug 14, 2015 · Amount on Record
Prior Sale	Mar 20, 1995 · Amount on Record
Deed Document Number	20152530359
Deed Book / Page	2802 / 1057
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	494 SE WOODS EDGE TRL, STUART, FL 34997-6373
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SE WOODS EDGE TRL, STUART, FL 34997-6373

Mortgage

Document Number	0034012463
Date	Oct 16, 2023
Book Page	3401/2463
Instrument	3040420

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	494 SE WOODS EDGE TRL, STUART, FL 34997-6373
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SE WOODS EDGE TRL, STUART, FL 34997-6373

Mortgage

Document Number	0032052727
Date	Mar 12, 2021
Book Page	3205/2727
Instrument	2874302

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,682.00 (-0.77%) Homeowner's exemption	$436,071 (+5.99%)	$724,580 (+8.36%) Land $230,000 Building $494,580
2024	$6,734.00 (+1.91%)
2023	$6,608.00 (+3.54%) Additional exemption filed	$411,439 (+3%)	$668,670 (+32.01%) Land $225,000 Building $443,670
2022	$6,382.00 Homeowner's exemption	$399,456	$506,530 Land $202,000 Building $304,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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