Callaway County property record for 494 S Summit Dr, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1946 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-25.0-30-002-024.000 |
| Primary APN | 25-07.0-25.0-30-002-024.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1946 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 14,462 sqft (0.332 acres) |
| Porch | Open Porch |
| Porch Area | 570 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 2507025030002024000 |
|---|---|
| Street Address | 494 S SUMMIT DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW 75' X 193' |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 70800 |
Source: Callaway County records · APN 25-07.0-25.0-30-002-024.000
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3754 COUNTY ROAD 452, NEW BLOOMFIELD, MO 65063-1670 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Aug 02, 2019 | Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK |
| Apr 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MISSOURI CREDIT UNION |
| Aug 02, 2019 | Warranty Deed, Transfer · ARM CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2019 |
| Deed Sale | Aug 02, 2019 |
| Prior Sale | Sep 01, 2009 |
| Deed Document Number | 201904595 |
| Deed Book / Page | 295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 494 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000525/799 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 525/799 |
| Instrument | 202601175 |
| Name | BMO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 18, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 494 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0201904596 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 201904596 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Aug 01, 2022 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 494 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1434 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000499/257 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 499/257 |
| Instrument | 202202327 |
| Name | MISSOURI CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Aug 02, 2019 |
| Property Address | 494 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1434 |
| Document Number | 201904595 |
| Book / Page | 295 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 201904595 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1434 |
| Document Number | 201904596 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 201904596 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Aug 01, 2022 |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,264.00 (-2.47%) | $20,796 (-) | $109,450 (-) |
| 2024 | $1,296.00 (+0.08%) | $20,796 (-) | $109,450 (-) |
| 2023 | $1,295.00 (+2.29%) | $20,796 (+2.34%) | $109,450 (+2.34%) |
| 2022 | $1,266.00 | $20,321 Land $1,653 Building $18,668 | |
| 2021 | $106,950 Land $8,700 Building $98,250 |
Source: FEMA National Flood Hazard Layer as of September 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
May also be available: Brightspeed, Wisper ISP.
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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