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494 River St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 494 River St, Troy, NY 12180

Property Summary

Property TypeCommercial Vacant Land
Details2,583 sqft · built 1910
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on File
Tax Bill$1,903 (2026)
Deeds & MortgagesDec 2020 Line of Credit
Oct 2020 Sale
+ 1 more
APN381700 101.30-7-22

Property Details

APN / Parcel Number

Primary APN381700 101.30-7-22
Alternative APN
  • 0700140

Interior

Stories1 Story
Building Area2,583 sqft Gross Area
Basement Area2,583 sqft
Finished Basement2,583 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1960
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions155 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0700140
Street Address494 RIVER ST
CityTROY
StateNY
Zip12180-2215
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeWMU
Legal DescriptionBR BLDG 165-7 9-95/35
Legal Block7
Legal Lot Number22.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3007
Census Tract40701

Owner

494 River St, commercial vacant land, is owned by a company that acquired it in May 2017.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address22 CENTURY HILL DR, 301, LATHAM, NY 12110-2137
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITY BK NA
Oct 20, 2020Grant Deed, Transfer
ATTORNEY ONLY
May 12, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2017
Deed SaleMay 12, 2017
Deed Book / Page8171 / 202
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address494 RIVER ST, TROY, NY 12180-2215
Document Number0000580953
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanySMPR TITLE AGENCY INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 CENTURY HILL DR LATHAM NY 121102137, LATHAM, NY 12110-2137

Mortgage

Document Number0000580953
DateJan 4, 2021
Book Page009416/000080
Instrument580953
Lender
NameCOMMUNITY BK NA
Address8 SOUTHWOODS BLVD # 201, ALBANY, NY 12211-2554
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRENSSELAER NY
Recording DateOct 20, 2020
Property Address494 RIVER ST, TROY, NY 12180-2215
Document Number0000576527
Book / Page009325 / 000017
Instrument DateOct 15, 2020
Instrument576527
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 CENTURY HILL DR LATHAM NY 121102137, LATHAM, NY 12110-2137

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRENSSELAER NY
Recording DateMay 12, 2017
Property Address494 RIVER ST, TROY, NY 12180-2215
Document Number0081710202
Book / Page008171 / 000202
Instrument DateApr 22, 2017
Transaction TypeTransfer
Record UpdatedJun 20, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 CENTURY HILL DR LATHAM NY 121102137, LATHAM, NY 12110-2137

Tax Assessment & Valuation

The 2026 property tax bill for 494 River St was $1,903, up 3.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,903.00 (+3.2%)
2025$1,844.00$38,800 Land $38,800$66,400 Land $66,400
2023$38,800 (-) Land $38,800$55,400 (+8.51%) Land $55,400
2022$1,787.00$38,800 Land $38,800$51,053 Land $51,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 494 River St; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 494 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Hudson Valley Wireless
Fixed Wireless		200 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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