494 River Rd, Madison, ME 04950 Property Records

Somerset County and Madison Town property record for 494 River Rd, Madison, ME 04950

Property Summary

Property Type	Single Family Home
Lot Size	25 acres (1,092,049 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
APN	`MADN M:009 L:003`

Property Details

APN / Parcel Number

Primary APN	`MADN M:009 L:003`
Alternative APN	`2653`

Exterior

Lot Area	1,092,049 sqft (25 acres)

Location & Zoning

Account Number	2653
Street Address	494 RIVER RD
City	MADISON
State	ME
Zip	04950-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES RU
Legal Lot Number	3
Jurisdiction	MADISON ME
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4001
Census Tract	966500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

494 River Rd is owned and occupied by two individuals.

Source: Somerset County and Madison Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	494 RIVER RD, MADISON, ME 04950-4312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON ME
Property Address	494 RIVER RD, MADISON, ME 04950-4312
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063120195
Date	Aug 13, 2025
Book Page	6312/195
Instrument	8504

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 494 River Rd was $1,274, up 4.4% from the year before.

Source: Somerset County and Madison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Madison Town
Unified School District	School Administrative District 59 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,274.00 (+4.43%)	$89,100 (+17.55%) Land $70,900 Building $18,200
2024	$1,220.00 (+33.33%)	$75,800 (+38.32%) Land $63,500 Building $12,300
2023	$915.00 (+28.15%)	$54,800 (+42.71%) Land $54,800
2022	$714.00	$38,400 Land $38,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 494 River Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20