494 Ramos Ave, Hayward, CA 94544 Property Records

Alameda County property record for 494 Ramos Ave, Hayward, CA 94544

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,548 sqft · built 1920
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jun 2008)
Tax Bill$6,725 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN444-24-18

Property Details

APN / Parcel Number

Primary APN444-24-18
Alternative APN
  • 444-0024-018-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,548 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address494 RAMOS AVE
CityHAYWARD
StateCA
Zip94544-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00018 BLK: AR: 0444 PAGE: 0024
Legal SubdivisionCHERRY ORCHARD
Legal BlockA
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group1
Census Block1000
Census Tract436601

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address494 RAMOS AVE, HAYWARD, CA 94544-1502
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 26, 2021Deed of Trust, Mortgage · Commercial Mortgage
CALIFORNIA FUEL SUPPLY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2008 · Amount on Record
Deed SaleJun 9, 2008 · Amount on Record
Prior SaleDec 14, 2006 · Amount on Record
Deed Document Number2008182685
Prior Transfer DateDec 11, 2006
Prior Transfer Doc0000456825
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address494 RAMOS AVE, HAYWARD, CA 94544-1502
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 RAMOS AVE, HAYWARD, CA 94544-1502

Mortgage

Document Number0000147949
DateNov 24, 2025
Instrument2025147949
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Address99 WOOD AVE S STE 301, ISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 6, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address494 RAMOS AVE, HAYWARD, CA 94544-1502
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 RAMOS AVE, HAYWARD, CA 94544-1502

Mortgage

Document Number0000083445
DateFeb 26, 2021
Instrument2021083445
Lender
NameCALIFORNIA FUEL SUPPLY INC
TypeNon-Lending Institution
AddressLAFAYETTE, CA 94549
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,604 (+0.25%) Land $234,445 Building $174,159
2025$6,725.00 (-22.63%) Homeowner's exemption$400,595 (+4.04%) Land $229,850 Building $170,745
2023$8,692.00 Homeowner's exemption$385,044 Land $220,927 Building $164,117$581,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Tekify Fiber & Wireless
Fixed Wireless
530 / 115
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, Sail Internet.

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