494 Park Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 494 Park Ln, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1989
Square Footage1,177 sqft Adjusted Area
Lot Size5,448 sqft (0.125 acres)
Tax Bill$1,707.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-3-07-08-0-00018-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area1,177 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1989
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area5,448 sqft (0.125 acres)
Depth X Width138 ft x 13 ft Depth x Width

Location & Zoning

Street Address494 PARK LN
CityHERNANDO
StateMS
Zip38632-1309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARKWAY PLACE TOWNHOMES LOT 18
Legal Range07
Legal Township03
Legal Section07
Legal SubdivisionPARKWAY PLACE TOWNHOMES SEC B
Legal Lot Number18
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2016
Census Tract71121

Owner

Source: DeSoto County records · APN 3-07-3-07-08-0-00018-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1810 OAK CREST RD, HERNANDO, MS 38632-7762
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK & TRUST CO
May 07, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 09, 2019Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Sep 17, 2020Deed of Trust, Mortgage · Commercial Mortgage
GUARANTY BANK & TRUST CO
Feb 02, 2017Deed of Trust, Mortgage
GUARANTY BANK & TRUST
Mar 31, 2022Deed of Trust, Mortgage
GUARANTY BANK & TRUST CO
Feb 02, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2017
Deed SaleFeb 02, 2017
Prior SaleSep 15, 2008
Deed Doc Number0000814316
Deed Book / Page0814 / 316
Record RefreshedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address494 PARK LN, HERNANDO, MS 38632-1309
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004604/734
DateSep 13, 2018
Book Page4604/734
InstrumentT04604-00734
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 15, 2028
Interest
Rate TypeFixed Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address494 PARK LN, HERNANDO, MS 38632-1309
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004536/339
DateMay 07, 2018
Book Page4536/339
InstrumentT04536-00339
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address494 PARK LN, HERNANDO, MS 38632-1309
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004793/595
DateSep 09, 2019
Book Page4793/595
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 15, 2029
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address494 PARK LN, HERNANDO, MS 38632-1309
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 OAK CREST RD, HERNANDO, MS 38632-7762

Mortgage

Document Number005044/170
DateSep 17, 2020
Book Page5044/170
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 15, 2030
Interest
Rate TypeAdjustable Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address494 PARK LN, HERNANDO, MS 38632-1309
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004299/001
DateFeb 02, 2017
Book Page4299/001
Lender
NameGUARANTY BANK & TRUST
TypeBank
AddressHERNANDO, MS 38632
Agreement
AmountAmount Recorded
Term59 Months
DueJan 15, 2022

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address494 PARK LN, HERNANDO, MS 38632-1309
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 OAK CREST RD, HERNANDO, MS 38632-7762

Mortgage

Document Number005499/438
DateMar 31, 2022
Book Page5499/438
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
AmountAmount Recorded
Term60 Months
DueMar 10, 2027

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateFeb 02, 2017
Property Address494 PARK LN, HERNANDO, MS 38632-1309
Document Number000814/316
Book / Page0814 / 316
Map ReferencePL MB 33 PG 49
Instrument DateJan 12, 2017
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 COBBLESTONE BLVD, 6900, SOUTHAVEN, MS 38672-6490

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1810 OAK CREST RD, HERNANDO, MS 38632-7762

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,707.00 (+14.72%)$14,654 (+36.57%) Land $2,400 Building $12,254$97,696 (+36.57%) Land $16,000 Building $81,696
2023$1,488.00$10,730$71,535 Land $16,000 Building $55,535

Nearby Properties on Park Ln

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