Pulaski County property record for 494 Mountain Top Rd, Somerset, KY 42501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 2003 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Sep 2004) |
| Tax Bill | $796 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-3-0-13.6 |
| Primary APN | 076-3-0-13.6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Basement Area | 1,290 sqft |
| Unfinished Basement | 1,290 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 28750 |
|---|---|
| Street Address | 494 MOUNTAIN TOP RD |
| City | SOMERSET |
| State | KY |
| Zip | 42501-5984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 AC MOUNTAIN TOP RD |
| Legal Subdivision | MOUNTAIN TOP |
| Jurisdiction | PULASKI KY |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930600 |
494 Mountain Top Rd is owned by two individuals who bought it in September 2004.
Source: Pulaski County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 N FRANK DENHAM RD, SOMERSET, KY 42501-5809 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2004 · Amount on File |
| Deed Sale | Sep 10, 2004 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 494 Mountain Top Rd was $796, down 4.1% from the year before.
Source: Pulaski County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pulaski County |
| Municipality | Ferguson City |
| Unified School District | Pulaski County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $796.00 (-4.1%) | $110,000 Land $110,000 | $110,000 Land $110,000 |
| 2024 | $830.00 | ||
| 2023 | $82,000 (-) Land $82,000 | $82,000 (-) Land $82,000 | |
| 2022 | $660.00 | $82,000 Land $82,000 | $82,000 Land $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Mountain Top Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 494 Mountain Top Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET WATER SERVICE serves 29,700 people · EPA ID KY1000403 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures