Essex County and North Caldwell Borough property record for 494 Mountain Ave, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 3,883 sqft · built 1954 |
| Lot Size | 0.54 acres (23,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $882,500 (Oct 2020) |
| Tax Bill | $18,813 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00708-0000-00003 |
| Primary APN | 15-00708-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,883 sqft Living Area |
| 1st Floor Area | 3,883 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 23,520 sqft (0.54 acres) |
| Lot Dimensions | 245 ft deep x 96 ft wide |
| Garage Type | Basement |
| Old Parcel Number | 1500805000000011 |
|---|---|
| Street Address | 494 MOUNTAIN AVE |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 96X245 IRR |
| Legal Subdivision | BACH BUILDERS & CONTRACTORS IN |
| Legal Block | 708 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NORTH CALDWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21602 |
494 Mountain Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Essex County and North Caldwell Borough records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 MOUNTAIN AVE, CALDWELL, NJ 07006-4571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK NA |
| Oct 14, 2020 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on File |
| Deed Sale | Oct 14, 2020 · Amount on File |
| Deed Document Number | 2020100879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 494 MOUNTAIN AVE, CALDWELL, NJ 07006-4571 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 494 MOUNTAIN AVE, NORTH CALDWELL, NJ 07006-4571 |
| Document Number | 2021018360 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021018360 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.74% |
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 14, 2020 |
| Property Address | 494 MOUNTAIN AVE, CALDWELL, NJ 07006-4571 |
| Document Number | 0000100879 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 100879 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $883.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 494 MOUNTAIN AVE NORTH CALDWELL NJ 070064571, NORTH CALDWELL, NJ 07006-4571 |
| Document Number | 100884 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 100884 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2050 |
The 2025 property tax bill for 494 Mountain Ave was $18,813, up 2.2% from the year before.
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | North Caldwell Borough |
| Elementary School District | North Caldwell Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $815,100 (-) Land $288,000 Building $527,100 | $815,100 (-) Land $288,000 Building $527,100 | |
| 2025 | $18,813.00 (+2.22%) | $815,100 Land $288,000 Building $527,100 | $815,100 Land $288,000 Building $527,100 |
| 2024 | $18,404.00 | ||
| 2023 | $815,100 Land $288,000 Building $527,100 | $815,100 Land $288,000 Building $527,100 | |
| 2022 | $17,761.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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