494 Moose Dr, Stony Point, NC 28678 Property Records

Alexander County property record for 494 Moose Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	1,718 sqft · built 1978
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,175 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000416 00416`

Property Details

APN / Parcel Number

Primary APN	`0000416 00416`
Alternative APN	`416`

Interior

Stories	1 Story
Building Area	1,718 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Lot Area	35,719 sqft (0.82 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	416
Street Address	494 MOOSE DR
City	STONY POINT
State	NC
Zip	28678-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3797 SUBMAP 19 BLOCK 5924 (PIN) SR 1490 H-9 0031A
Legal Subdivision	SHARPES 02
Legal Block	5924
Jurisdiction	ALEXANDER NC
Township / Civil Division	SHARPES
Census Block Group	1
Census Block	1005
Census Tract	40500

Owner

Source: Alexander County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 MOOSE DR, STONY POINT, NC 28678-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 1, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	494 MOOSE DR, STONY POINT, NC 28678-9513
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006881696
Date	Mar 4, 2026
Book Page	688/1696

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	494 MOOSE DR, STONY POINT, NC 28678-9513
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006451934
Date	Oct 27, 2021
Book Page	645/1934

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	494 MOOSE DR, STONY POINT, NC 28678-9513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006332430
Date	Dec 10, 2020
Book Page	633/2430

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	494 MOOSE DR, STONY POINT, NC 28678-9513
Document Number	0006150329
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	494 MOOSE DR STONY POINT NC 286789513, STONY POINT, NC 28678-9513

Mortgage

Document Number	0006150329
Date	Mar 4, 2019
Book Page	000615/000329

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,175.00 (-1.34%)	$163,285 (-) Land $14,514 Building $148,771
2025	$1,191.00 (-15.17%)	$163,285 (-) Land $14,514 Building $148,771
2023	$1,404.00	$163,285 Land $14,514 Building $148,771	$163,285 Land $14,514 Building $148,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENERGY UNITED WATER CORP private · serves 21,148 people · EPA ID NC0102015
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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