494 Moonlight Dr, Grantsville, MD 21536 Property Records

Garrett County property record for 494 Moonlight Dr, Grantsville, MD 21536

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1999
Lot Size	12.3 acres (536,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Dec 2018)
Tax Bill	$3,573 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-017246`

Property Details

APN / Parcel Number

Primary APN	`05-017246`
Alternative APNs	`5017246` `017246`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Total Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	536,224 sqft (12.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017246
Street Address	494 MOONLIGHT DR
City	GRANTSVILLE
State	MD
Zip	21536-1363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12.31 AC NW/S MOONLIGHT DR KEYSERS RIDGE
Legal Subdivision	KEYSERS RDG ESTATES
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	2
Census Block	2000
Census Tract	100

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19171 NATIONAL HWY NW, FROSTBURG, MD 21532-3129
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 21, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Dec 21, 2018	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Apr 6, 2004 · Amount on Record
Deed Book / Page	2111 / 283
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	494 MOONLIGHT DR, GRANTSVILLE, MD 21536-1363
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023260151
Date	Jun 25, 2021
Book Page	2326/151

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	494 MOONLIGHT DR, GRANTSVILLE, MD 21536-1363
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021230001
Date	Mar 21, 2019
Book Page	2123/0001

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 21, 2018
Property Address	494 MOONLIGHT DR, GRANTSVILLE, MD 21536-1363
Document Number	0021110283
Book / Page	2111 / 0283
Map Reference	MB 2 PG 181
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 MOONLIGHT DR, GRANTSVILLE, MD 21536-1363

Mortgage

Document Number	0002111288
Date	Dec 21, 2018
Instrument	2111/288

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,573.00 (+11.52%)	$318,700 (+17.26%)	$337,300 (+19.82%) Land $50,100 Building $287,200
2023	$3,204.00	$271,800	$281,500 Land $50,100 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, QCOL, Xfinity.

Nearby Properties on Moonlight Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures