494 Moon Mountain Rd, Highlands, NC 28741 Property Records

Macon County property record for 494 Moon Mountain Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,304 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Aug 2024)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7439159481`

Property Details

APN / Parcel Number

Primary APN	`7439159481`
Alternative APNs	`139419` `140831`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Heated Area
1st Floor Area	1,104 sqft
Upper Floors Area	200 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Utility Area	136 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	208 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	140831
Street Address	494 MOON MOUNTAIN RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 100 A MOON MTN
Legal Subdivision	MOON MOUNTAIN
Legal Lot Number	100
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2022
Census Tract	970502

Owner

494 Moon Mountain Rd is owned by a company that bought it in August 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	109 FORTSON CIR, ATHENS, GA 30606-4129
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on File
Deed Sale	Aug 29, 2024 · Amount on File
Prior Sale	Sep 28, 2023 · Amount on File
Deed Document Number	20245226
Deed Book / Page	43 / 1966
Prior Transfer Date	Mar 8, 2017
Prior Transfer Doc	V37/1496
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 28, 2023
Property Address	494 MOON MOUNTAIN RD, HIGHLANDS, NC 28741
Document Number	000T42/776
Book / Page	T-42 / 776
Instrument Date	Sep 11, 2023
Instrument	2023006054
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 WALNUT PATH SW, MARIETTA, GA 30064-7210

Mortgage

Document Number	2023006055
Date	Sep 28, 2023
Instrument	2023006055

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	494 MOON MOUNTAIN RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Jul 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	P38/2371
Date	Jun 5, 2018
Book Page	P-38/2371
Instrument	2018003791

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Mar 14, 2017
Property Address	494 MOON MOUNTAIN RD, HIGHLANDS, NC 28741
Document Number	V37/1496
Book / Page	V-37 / 1496
Map Reference	MB T18 PG 404
Instrument Date	Mar 8, 2017
Instrument	2017001610
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1850 S OCEAN BLVD APT 912, 912, POMPANO BEACH, FL 33062-7914

Tax Assessment & Valuation

The 2026 property tax bill for 494 Moon Mountain Rd was $1,922, up 3.3% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00 (+3.33%)	$601,940 (-) Land $191,820 Building $410,120	$601,940 (-) Land $191,820 Building $410,120
2025	$1,860.00	$601,940 Land $191,820 Building $410,120	$601,940 Land $191,820 Building $410,120
2023	$1,848.00	$601,940 Land $191,820 Building $410,120	$601,940 Land $191,820 Building $410,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Moon Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Moon Mountain Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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