Cape Girardeau County property record for 494 Matt Ln, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,407 sqft · built 2005 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,097 (Aug 2022) |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107043205004000000 |
| Primary APN | 107043205004000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,407 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 122 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 494 MATT LN |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-8531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 92 CLOVER HILL EST PHASE 4 22/07 |
| Legal Range | 13E |
| Legal Township | 32S |
| Legal Section | 32 |
| Legal Subdivision | CLOVER HILL EST |
| Legal Lot Number | 92 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 880501 |
494 Matt Ln is owned and occupied by an individual who bought it in August 2022.
Source: Cape Girardeau County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 494 MATT LN, JACKSON, MO 63755-8531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Jul 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Feb 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Aug 1, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on File |
| Deed Sale | Aug 1, 2022 · Amount on File |
| Prior Sale | Aug 24, 2011 · Amount on File |
| Deed Document Number | 20228397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 494 MATT LN, JACKSON, MO 63755-8531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202200906 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-00906 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 494 MATT LN, JACKSON, MO 63755-8531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202306061 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023-06061 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 494 MATT LN, JACKSON, MO 63755-8531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202400972 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 2024-00972 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Aug 1, 2022 |
| Property Address | 494 MATT LN, JACKSON, MO 63755-8531 |
| Document Number | 0202208397 |
| Map Reference | PB 22 PG 7 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022-08397 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 MATT LN, JACKSON, MO 63755-8531 |
| Document Number | 0202208398 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-08398 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 494 Matt Ln was $1,781.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,530 (-) Land $6,550 Building $28,980 | $186,974 (-) Land $34,451 Building $152,523 | |
| 2025 | $1,781.00 | $35,530 Land $6,550 Building $28,980 | $186,974 Land $34,451 Building $152,523 |
| 2023 | $1,694.00 | $33,830 Land $6,230 Building $27,600 | $178,070 Land $32,810 Building $145,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 494 Matt Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Matt Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON PWS serves 15,000 people · EPA ID MO4010404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Big River Broadband Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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