494 Main St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 494 Main St, Cromwell, CT 06416

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,270 sqft · built 1830
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Tax Bill$8,947 (2025)
Deeds & MortgagesJun 2021 Refinance
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN45-7B

Property Details

APN / Parcel Number

Primary APN45-7B
Alternative APNs
  • CROM M:00222000
  • M:45 B:52 L:7B
  • 222000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,270 sqft Living Area
Gross Area6,481 sqft
1st Floor Area1,887 sqft
AtticAttic
Attic Area157 sqft
Basement Area1,887 sqft
Unfinished Basement1,587 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number222000
Street Address494 MAIN ST
CityCROMWELL
StateCT
Zip06416-2040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-25
Legal Block52
Legal Lot Number7B
JurisdictionCROMWELL CT
Township / Civil DivisionCROMWELL
Census Block Group4
Census Block4019
Census Tract570300

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address494 MAIN ST, CROMWELL, CT 06416-2040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ABSOLUTE HOME MORTGAGE CORP
Aug 10, 2020Deed of Trust, Mortgage · Balloon Mortgage
LIBERTY BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address494 MAIN ST, CROMWELL, CT 06416-2040
Transaction TypeMortgage
Record UpdatedJun 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1726-296
DateJun 3, 2021
Book Page1726/296
Instrument1606
Lender
NameABSOLUTE HOME MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address494 MAIN ST, CROMWELL, CT 06416-2040
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1686-144
DateAug 10, 2020
Book Page1686/144
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCromwell Town
Unified School DistrictCromwell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,947.00$290,570 (-) Land $62,650 Building $227,920$203,399 Land $43,855 Building $159,544
2024$8,947.00 (+4.69%)
2023$8,546.00 (+7.8%)$290,570 (+22.16%) Land $62,650 Building $227,920
2022$7,928.00$237,860 Land $59,920 Building $177,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROMWELL FIRE DISTRICT WATER DEPARTMENT
serves 14,316 people · EPA ID CT0330011
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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