Penobscot County and Bradley Town property record for 494 Main St, Bradley, ME 04411
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,496 sqft · built 2003 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,403 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BRAY M:023 L:001 |
| Primary APN | BRAY M:023 L:001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Account Number | 550 |
|---|---|
| Street Address | 494 MAIN ST |
| City | BRADLEY |
| State | ME |
| Zip | 04411-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 1 |
| Jurisdiction | BRADLEY ME |
| Township / Civil Division | BRADLEY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 8001 |
494 Main St, a single family home, is owned by an individual.
Source: Penobscot County and Bradley Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 527, OLD TOWN, ME 04468-0527 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADLEY ME |
| Property Address | 494 MAIN ST, BRADLEY, ME 04411-5209 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0177080031 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 17708/31 |
| Instrument | 32864 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 494 Main St was $3,403, up 6.8% from the year before.
Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Bradley Town |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,403.00 (+6.81%) | $289,600 (-) Land $45,200 Building $244,400 | |
| 2024 | $3,186.00 (+6.81%) | $289,600 (+60.18%) Land $45,200 Building $244,400 | |
| 2023 | $2,983.00 (+6.46%) | $180,800 (-) Land $33,000 Building $147,800 | $343,900 |
| 2022 | $2,802.00 | $180,800 Land $33,000 Building $147,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1979–2018) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jan 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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