494 Lily Dr, Merced, CA 95341 Property Records

Merced County property record for 494 Lily Dr, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,497 sqft · built 2019
Lot Size0.17 acres (7,411 sqft)
Owner2 Company Names on Record
Last Sale$410,000 (Jun 2026)
Tax Bill$4,570 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone AO (high risk)
APN061-532-001-000

Property Details

APN / Parcel Number

Primary APN061-532-001-000
Alternative APN
  • 061-532-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,497 sqft Living Area
1st Floor Area1,497 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,411 sqft (0.17 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces
Patio Area53 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number061-532-001
Street Address494 LILY DR
CityMERCED
StateCA
Zip95341-7747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionSANDCASTLE SUBDIVISION PHASE 1 LOT 248
Legal SubdivisionSANDCASTLE SUB
Legal Lot Number248
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2017
Census Tract2601

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address494 LILY DR, MERCED, CA 95341-7747
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Grant Deed, Transfer · Conventional Mortgage
FINANCIAL CORPORATION
Jun 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Jun 25, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
SUMMIT FNDG
Oct 6, 2017Trustee's Deed, Transfer
GHPR BUILDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Prior SaleJun 25, 2019 · Amount on Record
Deed Document Number202615718
Prior Transfer DateJun 25, 2021
Prior Transfer Doc0000029087
Record UpdatedOct 29, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJun 10, 2026
Property Address494 LILY DR, MERCED, CA 95341-7747
Document Number0000015718
Instrument DateJun 3, 2026
Instrument202615718
Transaction TypeTransfer
Record UpdatedJul 8, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,551.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address494 LILY DR, MERCED, CA 95341-7747

Mortgage

Document Number0000015719,
DateJun 10, 2026
Instrument202615719
Lender
NameFINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateJun 30, 2021
Property Address494 LILY DR, MERCED, CA 95341-7747
Document Number0000029087
Map ReferenceVOL 61 PG 18-20
Instrument DateJun 25, 2021
Instrument2021029087
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address494 LILY DR, MERCED, CA 95341-7747

Mortgage

Document Number0000029088
DateJun 30, 2021
Instrument2021029088
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJun 25, 2019
Property Address494 LILY DR, MERCED, CA 95341-7747
Document Number0000018622
Instrument DateMay 31, 2019
Instrument18622
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$317.35
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address494 LILY DR MERCED CA 953417747, MERCED, CA 95341-7747

Mortgage

Document Number18624
DateJun 25, 2019
Instrument18624
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number18623,
DateJun 25, 2019
Instrument18623
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2049

October 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionMERCED CA
Recording DateOct 6, 2017
Property Address494 LILY DR, MERCED, CA 95341-7747
Document Number0000032678
Instrument DateSep 28, 2017
Instrument32678
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,336.00
Amount AccuracyPartial
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership

Mortgage

Document Number32679
DateOct 6, 2017
Instrument32679
Lender
NameGHPR BUILDERS INC
Address3202 W MARCH LN # A, STOCKTON, CA 95219-2351
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$327,813 (+2%) Land $62,578 Building $265,235
2025$4,570.00 (+4.48%) Homeowner's exemption$321,386 (+4.04%) Land $61,351 Building $260,035
2024$4,374.00 (+2.63%)
2023$4,262.00 (+1.62%) Homeowner's exemption$308,909 Land $58,970 Building $249,939
2022$4,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 85 policies
Nearby Flood Policies85 in force
Nearby Flood Claims4 (2017–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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