Marin County property record for 494 Lea Ct, Novato, CA 94945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,255 sqft · built 1976 |
| Lot Size | 0.184 acres (8,030 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,066 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2023 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-274-10 |
| Primary APN | 153-274-10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,255 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Material | Wood Shingle |
| Lot Area | 8,030 sqft (0.184 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 400 sqft |
| Deck Area | 770 sqft |
| Patio Area | 770 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 494 LEA CT |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94945-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSP |
| Legal Description | MAP D4 526 |
| Legal Subdivision | VALLEY OAK ESTATES |
| Legal Lot Number | 54 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 101200 |
494 Lea Ct is owned and occupied by two individuals who acquired it in January 1999.
Source: Marin County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 18, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Sep 1, 2017 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 6, 1999 |
| Transfer Doc | 0000031265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Document Number | 0000022490 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 202622490 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Document Number | 0000022490, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202622490 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Document Number | 0000012840 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-0012840 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Document Number | 0000035109 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-0035109 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025205 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 2019-0025205 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025204 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 2019-0025204 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Document Number | 0000037995 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-0037995 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000035236 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017-0035236 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 494 LEA CT, NOVATO, CA 94945-3304 |
| Document Number | 0000037994 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-0037994 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 494 Lea Ct was $13,066 with a homeowner's exemption.
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Municipality | Novato City |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,038,701 (+2%) Land $551,266 Building $487,435 | |
| 2025 | $13,066.00 Homeowner's exemption | $1,018,339 Land $540,459 Building $477,880 |
| 2023 | $12,596.00 (+2.39%) Homeowner's exemption | $978,798 Land $519,474 Building $459,324 |
| 2022 | $12,302.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 494 Lea Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1980–1982) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Lea Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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